1. Approval process: whether the approval process is streamlined, whether the records of all links are complete, and whether the approval results are statistically analyzed.

2. Customer information: whether the customer information is complete, whether the applicant's identity certificate, financial assets and professional information are filed on the unified data platform, and whether the information is true and complete.

3. Business data: whether there are deviations and unexplained anomalies in the information such as asset pledge, age, gender and credit of the approver; And confirm whether the approval opinions are correct.

4. Internal control: whether the examination and approval method is rigorous and whether the procedures are followed; Whether the credit approval materials meet the requirements of the approval system, basic provisions, laws and regulations and industry standards.

5. Risk control: whether the examination and approval work conforms to various risk policies and regulations formulated by the company, whether the auditors have sufficient knowledge of risks, and whether they know the complete risk information of the approved loans and the subsequent repayment plan.

6. Benefits of loan review: whether the results of loan review meet the target requirements, whether the loan return and bad debt rate are under control, and whether there is any approval for non-performing loans.