1. Personal mobile banking: log in to personal mobile banking, click "Loan", select "Convert LPR interest rate" and apply according to the prompts. ?

2. Personal online banking: log in to personal online banking, click "Loan Management" and select "Interest Rate Conversion" according to the prompt to apply.

3. Smart counter: Go to the smart counter at any outlet, identify yourself by ID card or credit card, click "Personal loan and installment", select "benchmark interest rate conversion" and follow the prompts.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.