Bank personal loans can be divided into large loans and small loans. Small loans are relatively low in amount, convenient to apply, and mostly credit loans, which can be applied online without mortgage guarantee, and are favored by many borrowers. Of course, microfinance has high and low thresholds in different banks. Here are some banks with good loans for your reference.

Which bank is good for personal microfinance?

1, Industrial Bank: Xiang Xing loan is a good credit loan of Industrial Bank, but only high-quality cardholders of bank credit cards can qualify for the loan. The minimum processing amount is 1000 yuan. Credit cards are used well, and the loan amount applied for is small. Payment can be made regardless of credit information and liabilities, as long as it arrives on the day of application.

2. Ping An Bank: Ping An Bank's consumer loans are said to be relatively easy to handle. They are 23-55 years old, provide ID card+mobile phone number+bank card information to complete real-name authentication, and they can borrow money if there is a quota. However, although it is a small loan, it is best to have good credit and low debt.

3. baixin bank: The threshold of personal microfinance in baixin bank is relatively low. People over the age of 25-50, with a high school education or above, can borrow 50,000-300,000 yuan, and the daily interest rate is low enough to be repaid with the loan.

Of course, in addition to these three banks, many banks are also good at applying for small loans, but no matter which bank applies for loans, borrowers should make correct judgments on their economic strength and repayment ability before handling them to ensure that they have repayment ability. After all, it is not cost-effective to apply for a small loan, no matter how good it is, or it will affect personal credit.