Generally speaking, different banks have different regulations and different approval processes, so the speed of lending will be different. The specific situation requires lenders to implement according to relevant bank regulations. \x0d\ Under normal circumstances, it takes half a month for the borrower to apply for a loan if the relevant loan conditions are met and the procedures are complete. However, it is normal to apply for loans, such as mortgages, for one month, because it is more troublesome and the property needs to be mortgaged to the bank. \x0d\ mortgage loan is a personal housing loan business in which buyers use the purchased houses as collateral and their real estate enterprises provide phased guarantees. The so-called mortgage means that the mortgagor transfers the property rights of the house to mortgage, and the beneficiary acts as the repayment guarantor. After the mortgagor pays off the loan, the property rights involved are immediately transferred to the mortgagor, and the mortgagor enjoys the right to use in this process.