Hello! We must consult a specific developer about whether we can use the provident fund when buying a new house. Different properties have different policies. If the housing provident fund is paid in accordance with the regulations, the personal limit of the provident fund loan is 450,000, and the husband and wife limit is 550,000. The loanable amount of the borrower within the maximum loan amount = the monthly salary income of the borrower and his wife who have paid the housing provident fund × 12 (month )× 0.5× the actual loanable period; The loan period is related to the age of the building and the age of the lender. If you have any other questions here, you can ask them further. I hope my answer can help you!