In the face of high housing prices in Beijing, is it appropriate for 20 16 to borrow money to buy a house in Beijing? Whether it is appropriate to buy a house in Beijing depends on your own income. If your income is high and you have the ability to repay the loan in full and on time, you can borrow money to buy a house. Then, what are the conditions for 20 16 Beijing loan to buy a house?

First of all, the conditions for local people to borrow money to buy a house in Beijing

1. Singles in Beijing are limited to one set of housing and are not allowed to buy a second set.

Couples and families can buy two houses in Beijing.

Beijing military officers can buy houses in Beijing.

4. Beijing collective hukou can buy a house in Beijing (note: the school collective hukou is not qualified to buy a house).

Second, the conditions for foreigners to borrow money to buy a house in Beijing.

1, tax payment certificate for five consecutive years in Beijing (personal income tax) or social insurance certificate for five consecutive years in Beijing;

There is a valid temporary residence permit in Beijing, valid for 6 months, so the temporary residence permit cannot expire when the buyer buys a house.

The buyer has no house in Beijing. If they get married, neither husband nor wife has a house in Beijing. Foreigners are restricted from buying houses in Beijing.

4. ID card, marriage certificate and household registration book.

It should be noted that if you purchase a suite by loan outside Beijing and meet the above conditions, you must pay more than 60% down payment (including 60%), and the expected annualized interest rate of the loan will rise by 10%.