Report to the channel manager to collect data, inquire about authority, collect data, enter and approve customer cooperation and certification.
1. In China, in the Ming Dynasty, the banks reappeared in the Qing Dynasty. The first domestic bank to use the bank name was China Commercial Bank, which was established on May 27th. 1897. The earliest national bank was Hubu Bank, which was founded in 1905, and was later called anniversary Bank, namely China Bank after the Revolution of 1911.
2. The earliest banks in modern times were Venice, Italy in 1580, Amherst Nuremberg in 1609 and Hamburg in 1629. At that time, the main loan object of these banks was the government, which was due to the requirements of industrial and commercial development.
3. The earliest joint-stock bank established in accordance with the principles of capitalism was established in 1694 at the beginning of the 9th century. Huge joint-stock banks have been established one after another and become the main form of capitalist banks.
4. With the further development of credit economy and the continuous strengthening of state intervention in social and economic life, the objective requirement of establishing a central bank has emerged. 1844 The restructured Bank of England can be regarded as the originator of the central bank of capitalist countries.
5. By the second half of19th century, western countries had established central banks. Early banks mainly handled industrial and commercial enterprise deposits, short-term mortgage loans and discounts. Banking, gold trading, medium and long-term loans, leasing, trust, insurance, consulting, information services and computer services in western countries.
6. The banking structure in modern western countries is very complicated, mainly including: government banks and banks; Stock banks, banks and local banks; Universal banks and specialized banks; Enterprise banks, mutual cooperative banks, etc. According to their functions, it can be divided into central bank, commercial bank, investment bank, savings bank and modern banking system with the central bank as the center, joint-stock commercial banks as the main body and all kinds of banks coexisting.
2. How to apply for a deposit pledge loan from Weizhong Bank?
Application process
1. Enterprise authentication: enter the mobile phone number, and check the credit line after obtaining the verification code. Enter enterprise information for enterprise information authentication. After the entry is completed, click "Check Amount" to enter the enterprise authorization platform, and fill in and submit it according to the requirements of the page (the interface of tax and bank authentication will be different in different regions, please use your user name and password when filing tax returns with the Electronic Taxation Bureau).
Note: Please fill in the mobile phone number left by the company when opening an account, or you will be prompted "Personal authentication failed". Otherwise, if there is such a prompt, it is recommended to check the mobile phone number information.
2. Real-name authentication: upload the photo of the legal person's ID card, confirm the ID card information, and fill in the personal bank card;
3. Approval amount: after filling in the email, click "Apply for Approval" and wait for approval to obtain the loan amount;
3. How to apply for a loan from Weizhong Bank?
Take Huawei P50(HarmonyOS2 system), Apple 13(IOS 15 system) and WeChat 8.0. 15 as examples. First of all, you should be clear about the loan you need and the loan products. Weizhong Bank has three products: micro-loan, micro-loan and micro-car loan. Personal loans are micro-loans, corporate loans are micro-loans, and car owners are micro-car loans. Find the application entrance and submit the opening application. For example, micro-loans, micro-loans currently use the white list invitation system to obtain micro-loan loan qualifications. You can enter it in the wallet option through mobile phone WeChat or mobile phone QQ, and click I want to borrow money to enter the quota and wait for the loan. Micro-industry loans are applied through web pages, and micro-car loans are applied through downloading app. A simple and popular understanding of a loan is to borrow money that needs interest. Loan is a kind of credit activity. Banks or other financial institutions that borrow monetary funds at a certain interest rate must repay them. Loans in a broad sense refer to loans, discounts, overdrafts and other loan funds. Banks meet the social demand for supplementary funds through loans and monetary funds, so as to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. The purpose of loan policy of commercial banks is to ensure the coordination of their business activities. Loan policy is a general principle to guide all kinds of loan decisions. An ideal loan policy can support banks to make correct loan decisions and help them operate. The second is to ensure the quality of bank loans. The correct credit policy can keep the bank's credit management at an ideal level, avoid excessive risks, and properly choose business opportunities. The loan method is the way for banks to issue loans to enterprises. According to the different ways of loan guarantee, it can be divided into credit loan, secured loan and bill discount. Credit loan refers to a loan based only on the lender's credit; Secured loans refer to secured loans, mortgage loans and mortgage loans; Bill discount refers to the loan issued by the lender by purchasing the unexpired commercial paper of the borrower, which is a special form. At present, the supply of credit funds in China can be divided into three types: direct loans, indirect loans and trading loans. Usually a bank loan needs the following information: 1. Borrower's identity card; The account book of the borrower; Marriage certificate or unmarried certificate of the borrower; The borrower's bank is flowing. 2. The borrower's work certificate; 3. Other materials specified by the bank. Loan processing flow: 1. The borrower shall apply to the bank after preparing the loan information required by the bank. After receiving the information submitted by the borrower, the bank shall conduct a preliminary examination of the borrower's information. 2. investigation. This is mainly to verify the borrower's information and see if the information is true. At the same time, the borrower's personal credit record will be checked to see if it meets the bank's loan requirements. After evaluating all aspects of the borrower, the bank will enter the examination and approval stage, and mainly decide whether to issue loans to the borrower. 3. Loan issuance. After determining that the borrower meets the loan requirements of the bank, the bank issues the loan, and finally the borrower can repay the loan according to the loan contract.
4. How to apply for Weizhong Bank loan, and what are the application conditions for Weizhong Bank loan?
If Weizhong bank loans, it can be carried out through the micro-loan business. If it is to solve the loan problem of small and medium-sized users, you can apply for loans through WeChat or qq channels, which is more convenient and fast. I borrowed 5000 yuan last month.