1. In a village in Fujian
The village smashed hundreds of online lending platforms, and none of them were returned. The whole village participated in it, and more than a dozen waves of debt collection troops came to collect debts, which were also collectively beaten away by users. Because the villagers all think that the business of these online lending companies is illegal, and the other party will not take legal channels, they choose online lending platforms with high interest rates and violations. As soon as the new online lending platform appeared, it swarmed, fearing that the latter platform would close down.
Second, I don't know if anyone around you has borrowed a small online loan.
In the past few years, several suicides caused by online micro-loans have caused a lot of noise. In everyone's impression, microfinance has risen to the same degree of harm as usury. In fact, micro-credit does make many people with low self-control bear a lot of debts. Then why did more than 500 people in a whole village start to borrow money crazily, and said they were not afraid of debt collection? Things should start with a post by Zhihu. A college student asked: What should I do if the online loan owes 20,000 to 30,000? In the following reply, many netizens were surprised. This so-called "micro-loan" madman tells how he smashed 55 platforms.
To sum up, the crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects for the purpose of illegal possession, taking false economic contracts, false certificates and false certificates of property rights as guarantees, repeatedly guaranteeing the value of collateral, and defrauding banks or their user financial institutions of large loans.