There is no charge for bank mortgage, but developers of other warrants (mortgage to banks) will charge 10 yuan. If you don't have a bank card, you may be asked to do it well or charge a card fee to help you.

Second, what expenses do you need to prepare for the loan to buy a house?

1, deposit. Deposit refers to a kind of fee paid by the buyer and the seller after determining the trading intention. Generally speaking, if the amount of margin required by the counterparty is relatively large, then the buyer needs to sign relevant contracts with the counterparty. However, it is also necessary for buyers to pay attention to the fact that the deposit is not refundable.

2. down payment. Now most of my friends buy a house by loan, so buyers should know the down payment ratio and the total house price before buying a house, calculate the down payment and prepare some funds in advance.

3. Public maintenance fund. Many property buyers may not have heard of this term, and the housing maintenance fund is mainly used for housing maintenance after the warranty period expires.

4. Decoration deposit. Owners need to pay a deposit in advance when they get the house to start renovation. If the decoration workers destroy the property facilities and equipment and cause property losses to others, they can use this deposit to pay. If there is no illegal operation, the deposit will be refunded, which is a better method of supervision and control.

5. taxes and fees. Whether buying a new house or a second-hand house, taxes and fees account for a large proportion in the expenditure when buying a house, which is a factor that must be considered in the purchase budget. The taxes and fees to be paid for the purchase of new houses include deed tax, stamp duty, house maintenance fund, transaction fee, property registration fee, etc. Taxes and fees to be paid for second-hand housing transactions include deed tax, taxes and fees, personal income tax, land transfer fee, stamp duty, production cost, etc. The above is Changsha Hellenborg? I hope the summary of the second issue of Love My City will help you.

Third, is there a mortgage charge?

1. The handling fees involved in housing mortgage loan mainly include: appraisal fee, lawyer's fee, insurance fee, mortgage registration fee and notarization fee. Whether you have money or not, buying a house is the hottest topic. In addition, loan is also a melancholy thing, and many people tend to ignore not only the mortgage loan problem, but also various complicated procedures. However, the national policies related to the property market have been changing, and some provinces and cities have also cancelled three operating and service fees, namely mortgage fees, file storage fees and property rights confirmation fees. I hope this is also good news, a good news to lighten some burdens for the people.