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Central Bank Management Department: Develop real estate loan business steadily and keep real estate credit stable and orderly.
10 10/2 1 day, the business management department of the people's bank of China held a briefing on Beijing's monetary and credit work in the first three quarters of 20021day to convey the spirit of the meeting between the people's bank of China and Beijing, analyze the current economic and financial situation, and deploy the next phase of monetary and credit work.

At the meeting, Yang Weizhong, Party Secretary and Director of the Business Management Department of the People's Bank of China, pointed out that since the beginning of this year, in the face of the complicated and severe economic and financial situation, the financial management department in Beijing, together with the financial institutions under its jurisdiction, has resolutely implemented the decision-making arrangements of the CPC Central Committee and the State Council, conscientiously implemented the work requirements of the People's Bank of China and the Beijing Municipal Party Committee and Municipal Government, and actively provided strong financial support for the economic recovery and high-quality development of the capital. Strive to serve the real economy, strengthen policy guidance, increase credit support for key areas and weak links such as small and medium-sized enterprises, green development, scientific and technological innovation, culture, and high-tech manufacturing, and jointly issue the Beijing Action Plan for Further Improving the Financial Service System and Mechanism of Private and Small and Micro Enterprises (20021-2023) with the 12 department to continuously deepen the policy service system; The Municipal Finance Bureau and the Municipal People's Social Security Bureau jointly issued the "Operational Guidelines for Venture Guarantee Loans of Pilot Banks in Beijing", which expanded the number of handling banks from 1 to 14, boosting the incremental expansion of venture guarantee loans; Jointly issued the "Opinions on Financial Support for Beijing's Green, Low-carbon and High-quality Development" with 8 departments including Beijing Banking Insurance Regulatory Bureau to accelerate the construction of the capital's green financial system; The United Economic and Information Bureau of the city instructed Bank of Beijing to innovate and launch "high-tech" double-benefit loan products specifically supporting high-tech small and medium-sized enterprises, so as to realize the efficient linkage of monetary policy tools, government funds and credit funds and effectively reduce the financing costs of enterprises. With the joint efforts of various institutions under its jurisdiction, the financial support for the real economy and high-quality development of the capital has achieved remarkable results. At the end of September, the balance of RMB loans was 8.6 trillion yuan, up 8.8% year-on-year, with an average growth rate of 9.5% in two years. Among them, Pratt & Whitney small and micro loans increased by 27. 1% year-on-year, which was higher than the growth rate of various loans 18.3 percentage points. The balance of RMB deposits 19.6 trillion yuan, up 6.8% year-on-year, with an average growth of 9. 1% in two years. In September, the loan interest rate of Pratt & Whitney small and micro enterprises was 4.59%, a record low. From June 5438 to September, a total of 92.23 billion yuan was invested through various monetary policy tools, up by 17% year-on-year, and 5 100 households were supported, up by 59.4% year-on-year.

The meeting analyzed the current economic and financial situation and made arrangements for the next stage of monetary and credit work. The meeting requested the banks within their jurisdiction to further improve their political stance, take the initiative to take responsibility, insist on giving a more prominent position to serving the real economy, enhance the stability of the total credit growth, and ensure that the credit supply matches the economic growth rate. Continue to do a good job in financial support to stabilize enterprises and ensure employment, make good use of various monetary policy tools of the central bank, and increase support for market entities such as small and medium-sized enterprises and individual industrial and commercial households. Accurately grasp the policy requirements of prudent management of real estate finance, steadily carry out real estate loan business, and maintain the smooth and orderly delivery of real estate credit. Actively support the construction of Beijing International Science and Technology Innovation Center and National Cultural and Financial Demonstration Zone, do a good job in the "addition" of green and low-carbon development of financial services, and give better play to the role of finance in energy security supply and green and low-carbon transformation. Explore a new model of financial support for rural revitalization according to local conditions.

Ma Yulan, member of the Party Committee and deputy director of the Business Management Department of the People's Bank of China, presided over the meeting. Yao Litong, member of the Party Committee and deputy director of the Business Management Department of the People's Bank of China, reported the financial support in key areas in the first three quarters, and put forward specific requirements for doing a good job in monetary and credit work in the next stage.

77 principals and relevant responsible comrades of 38 Chinese banks in Beijing attended the meeting.