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Excuse me, how to make a running account when buying a house with a loan?
First, how to make a running bill when buying a house with a loan?

Running water can be printed in one bank, and many banks can.

Second, how to make your own electronic fund list?

I believe many people, like Bian Xiao, have worked hard for a year, but their savings are very small. I can't help asking, where did you spend your income this year? If you don't want to be confused all the time, make your own bill with Bian Xiao.

1. First, we use WPS/EXCEL to make a table. When editing, we can adjust the number of rows and columns (row height and column width).

2. Merge the first row into a cell, write down the period of the bill, and fill in the reason/time in the second row and the first column in turn. This is set according to your personal habits and circumstances.

3. Then, we beautify it with the "Fill Color" in the menu bar in the upper left corner and save it to the computer desktop.

4. Go home every day and add up the consumption of the day with the previous amount, and fill the amount in the corresponding column until next month.

5. When there are many months to be filled in, it is easy to be confused because of the large number of figures. At this point, the special consumption column or amount can be marked with background padding. This will make the bill look more convenient and clear.

Third, how to do the running account of the loan to buy a house?

The proof of income is the best, and the income of the main lender is higher, including bonuses and dividends. Leave a phone number of an acquaintance at work, saying it's so much income. It is not good to open a low loan. A running account is to provide the bank with a copy of the deposit in your name, which proves that you have so much money in your card for a long time and shows your repayment ability.

Fourth, how to do a good job of monthly repayment of mortgage houses?

First, housing mortgage loans need to provide bank flow for nearly half a year.

2. Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Ordinary office workers are personal running water, while small and medium-sized business owners and self-employed individuals are public running water.

Three, the requirements of the mortgage bank flow:

1. For the working class, the bank will mainly look at the salary flow, monthly account balance and daily average account balance.

2. For small and medium-sized business owners and self-employed, the bank will mainly check the borrower's entry-exit account and time deposit balance.

3. The requirements in the bank flow can reflect that there is a relatively stable entry at a fixed time every month; At the same time, the monthly income needs of families reflected in the running water of banks are more than twice that of monthly payments.

Extended data:

Housing mortgage loan is a mortgage loan provided by the developer with credit guarantee. Its basic practice is: after the buyers pay a certain proportion of the purchase price (30%-50%) to the real estate developers, the banks provide mortgage loans for the rest (70%-50%).

During the mortgage period, both the developer and the borrower confirm and notarize, and mortgage the property sales contract, the house pre-sale contract and the property ownership certificate to the bank that provides the mortgage loan, and the developer provides the guarantee. Then according to the building mortgage loan contract and relevant regulations, the borrower repays the principal, interest and handling fee on a monthly basis.

During this period, the borrower enjoys the right to use the property, and the ownership belongs to the bank. Only after the borrower pays off all relevant funds can he get back the real estate license and have ownership. If the borrower fails to repay the loan principal and interest and related expenses on schedule, and the guarantor fails to fulfill the guarantee responsibility, the bank will pay liquidated damages to the borrower or deal with the mortgaged real estate according to the relevant provisions of the contract.