One small loan, application entrance: WeChat applet pays attention to one small loan. Introduction: One small loan is a customer filing and rating product developed by Yangzhou Rural Commercial Bank in Jiangsu Province. Science and technology loan is a special loan developed by our bank in cooperation with the Municipal Finance Bureau and the Science and Technology Bureau, mainly for small and medium-sized science and technology enterprises. As long as you declare to Yangzhou Science and Technology Bureau and Yangzhou Finance Bureau that you have independent intellectual property rights, patent certificates and high-tech enterprise certificates, you can apply for a maximum amount of 5 million yuan. Directional loan is a special loan for small and medium-sized enterprises jointly developed by the government and professional guarantee companies. The government promotes loans, and professional guarantee companies provide loan guarantees. In order to solve the liquidity needs of small and medium-sized enterprises, enterprises do not need to provide mortgages and deposits. Small and medium-sized enterprises listed in the list of supporting and optimizing the growth of science and technology can enjoy various preferential policies stipulated through consultation. When making a family loan, the bank promises to repay the principal of the "Sunshine Loan" credit farmers jointly issued by family members for personal production and operation, and there is no need to provide other secured loans. Only the main members of the family can jointly promise repayment. During the two-year credit period, the loan can be repaid with the interest rate of 7.6%.