The deed tax can be paid after the loan is made. According to the current mainstream operation, the auction house pays the house deed tax in time: the house is completed and accepted, delivered for use, and the house deed tax is paid when handling the real estate license. It should be noted that: try not to exceed one year after delivery, otherwise you will have to pay a late fee.
I believe many people are very concerned about this issue. Deed tax is generally approved and paid when handling the real estate license. The general order is house purchase-down payment-loan processing-loan approval-qualified approval-entering the delivery process. After the loan is approved, the developer asks you to hand over the house. At this time you need to approve the deed tax. If you don't buy a house, you need to pay stamp duty and start to hand over the house. At this time, you will usually be given the key, which will be completed within one month. This is not very urgent. After paying the deed tax, other expenses are almost gone, unless you need to apply for the land certificate title certificate in full.