1. Now people often use loans in their lives. There are many kinds of loans, which are usually divided into mortgage loans and credit loans. There are also many ways to borrow money. In addition to common bank loans, there are also local microfinance companies, but loans are also accompanied by risks, and borrowers need to measure their economic ability to choose.
2. After the general loan is paid off, the bank will issue a loan settlement certificate, and the loan relationship with the bank will end, but your loan record will remain in your credit information system.
3. Corporate loans, loan principal and interest are all paid off, and no more loans are considered as cancellation, as are personal loans. No proof of settlement is required.
4. If an individual needs to issue a settlement certificate, he can contact the customer service of the loan enterprise to ask for the settlement certificate, and the enterprise will mail the settlement certificate to the customer.
5. It should be noted that at present, many individual enterprise loan companies operate very irregularly, so they need to keep their eyes open to avoid falling into financial loans such as regular loans and revolving loans, and it is best to go to formal banks for loans.
Extended data
1. Consumer Finance Co., Ltd. was established on June 5, 20 15, and its business scope includes personal consumption loans.
2. Instant Consumer Finance Co., Ltd. is a technology-driven financial institution with a consumer finance license approved by China Banking and Insurance Regulatory Commission.
3.20/KLOC-After the official opening of consumer finance in June, 2005, state-owned shareholders such as Chongqing Department Store and Chongqing Bank were introduced, as well as socialized shareholders such as Wumart Group, Sunshine Insurance and Zhejiang Commodity City, forming a dynamic diversified mixed ownership shareholder structure. In 20 16, 20 17 and 20 18, the company completed three times of capital increase and share expansion with a registered capital of 4 billion yuan.
4. Instant consumer finance aims to give full play to the value of shareholders and develop the role of Internet platform. The unique FICO rules and big data model are applied through the mode setting of application scenario Internet, service Internet and operation Internet.
5. Dual-engine risk control mode and product design with good user experience make the company a technology-driven consumer finance company leading the China market.