Dear customers, the answers to the questions about farmers' microfinance are as follows, hoping to help you: 1. Farmers' applications. Farmers in the jurisdiction shall submit a written "Application for Credit Rating of Farmers" to rural credit cooperatives. According to the basic conditions and requirements of farmers' micro-credit loans, Baocun farmers' managers select farmers who have credit needs and meet the loan conditions for investigation.

2. Investigation and filing. According to the application of farmers' credit rating, the account manager of Baocun went to the village to investigate farmers' family income, property, reputation, production and operation status, production fund demand, etc., to master farmers' credit situation and establish credit files.

3. Credit rating. Baocun account manager conducts credit scoring according to the farmers' credit survey, determines the farmers' credit rating, and approves the maximum credit line. Rural credit cooperatives regularly and irregularly organize credit rating meetings for review, and publicize the credit line of farmers who have passed the review. Farmers who have no objection to publicity will issue loan certificates after approval according to procedures.

4. Loan issuance. When the borrower needs a loan, he can take the household registration book or ID card, loan certificate and reserved seal to the credit cooperative counter to receive the loan funds.