What is the minimum loan in rural areas? 50,000 farmers' micro-credit loans refer to unsecured and unsecured loans granted by rural credit cooperatives to farmers within the approved quota and time limit. At present, the loan amount generally does not exceed 50,000 yuan. This business has been widely welcomed by farmers since it was fully promoted in the whole country in 2002. To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can apply directly to rural credit cooperatives with loan vouchers and valid identity documents. When receiving the loan application, the rural credit cooperatives shall review the purpose and amount of the loan and issue the loan after passing the examination. It should be noted that according to the current regulations, only loans for agricultural production costs such as planting and aquaculture are provided; Agricultural machinery loan; Only by focusing on agricultural pre-production, mid-production and post-production service loans and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school can farmers use micro-credit loans.

What is the minimum personal loan? Agricultural Bank of China uses ID card to make loans. It is actually a personal credit loan, and other materials need to be submitted. Generally, the amount does not exceed100000. Personal conditions of the bank: 1. China citizens with full capacity for civil conduct who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place; 2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule; 3. There is no bad credit record, and the purpose of the loan cannot be used for house purchase, stock trading and gambling. As long as you meet the individual application conditions of the bank, you can handle the business by providing ID card, proof of stable address and proof of stable income source.

How much can I borrow at most in the countryside? According to your family conditions, the loan amount is different for different investment projects. You need to know the local support policies.

How to borrow rural loans and how many farmers can borrow rural loans? Farmers can apply for loans in various ways, such as guarantee, mortgage, pledge and farmers' joint guarantee. Farmers who meet certain conditions can also apply for credit loans. The starting point of farmers' loans is 3,000 yuan, and the maximum loan amount can reach100,000 yuan. If the loan bank can provide guarantee (such as pledge), there is no upper limit on the loan amount. The loan period of farmers is determined according to the production and operation cycle and cash flow characteristics of farmers, and the longest loan period can reach 8 years. Farmers' loans are divided into self-help recovery methods and general methods. Under the self-service recovery mode, within the approved maximum amount and time limit, the borrower can withdraw money for repayment by self-service borrowing; Under normal circumstances, the borrower obtains a one-time loan and recovers it in one lump sum or in installments.

How much is the minimum loan to borrow? Specific conditions for the staff of the loan company to consult the loan business: 1 natural person aged 65; 2. The borrower's actual age plus the loan application period shall not exceed 70 years old; 3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule; 4. Good credit information, no bad records, and legal use of the loan;

How much can rural cattle loan borrow now? Have you applied for a certificate?

Can black households get loans? It is suggested to apply for a loan from a regular local company as much as possible. Generally, regular lending institutions have the following basic loan conditions: 1, personal income (more than 3,000 yuan per month), work nature (civil servants, state-owned enterprises, institutions, listed companies and ordinary enterprises can apply, and self-employed individuals need to have a business license), and personal credit record (personal credit record is good, with no overdue in the current period and no more than 90 days). /kloc-you can get the money in 0/~ 3 days. Be careful not to pay any fees before the loan is successful. Need ID card, running water, work certificate, etc. The loan amount depends on your personal income. You can check the conditions of local formal lending institutions in the accelerated loan, and choose the application and handling according to your own situation. Good luck with your loan!

How much rural hukou can borrow from rural credit cooperatives depends on its own qualifications and repayment ability. Banks will have a special evaluation system to evaluate how much money they can borrow. To apply for a bank loan, you need to prepare materials: valid identity documents; Proof of permanent residence or valid residence, proof of fixed residence; Proof of marital status; Bank flowing water; Proof of income or personal assets; Credit report; Use plan or loan use statement; Other information required by the bank. Requirements for bank loans: Persons who have reached the age of 18, have full capacity for civil conduct, and have permanent residence of urban residents or legal and valid identity certificates. Bank loans require lenders to be between 65,438+08-60 years old; Have a stable legal income and the ability to repay interest; Other conditions required by the lending bank. The procedure is generally divided into three steps: the customer submits basic information, including the work unit and contact number; The loan bank or company checks the credit information of customers, including whether the credit rating of customers has illegal records, and for self-employed and small and medium-sized enterprises, it is also necessary to investigate their operating conditions; The staff of the loan unit signed a contract with the customer and realized the loan in the shortest time.

Loans have nothing to do with household registration. It depends on how much the borrower's qualifications can lend. The better the borrower's qualification, the higher the loan amount applied for. You can consult the local loan requirements for details.

2. How much can rural credit cooperatives borrow?

The loan amount of rural hukou in rural credit cooperatives is related to the borrower's credit conditions and the loan products applied for. The better the credit conditions, the higher the loan amount.

1. Credit loan: up to 500,000 yuan, and micro-credit loan up to 654.38+10,000 yuan;

2. Mortgage loan: generally, it shall not exceed 70% of the appraised price of the collateral. For example, if the vehicle is mortgaged and the credit union evaluates the price at 200,000, then the maximum loan can be 1.4 million;

3. Commercial student loan: the maximum amount is 80% of the total tuition, accommodation and basic living expenses of students during their school days, and the annual loan amount does not exceed 6,000 yuan;

4. Wage guarantee loan: the amount shall not exceed twice the annual income. If the annual income is 50,000, the maximum loan can be 65,438+10,000.

3. In 2008, my father made a joint loan of RMB 10000 in five rural credit cooperatives, which was paid off in the next year, but one household did not repay my loan.

Is your father and you in the same household registration book? If not, the account book will be applied by the loan officer, which depends on human efforts.

4. How much can a rural hukou borrow?

Only you and your wife can apply together, not separately!