20 17 ping an Xinxiang insurance
Product composition
Ping 'an Xinxiang Endowment Insurance (Dividend-sharing Type)
Ping An attaches Xinxiang to pay critical illness insurance in advance.
Insurance notice
Insurance age: 28 days after birth -55 years old.
Insurance period: 20 years, 30 years, to 55 years old, to 60 years old, to 65 years old.
Payment period: 5 years, 10 years, 20 years.
Payment methods: annual payment, semi-annual payment, quarterly payment and monthly payment.
Minimum requirement: 654.38+0 million.
insured liability
1. Maturity payment: if you survive at maturity, you will be paid twice the basic insurance amount, and the contract will be terminated.
2. Compensation for death: 18 years old died, and the paid premium was returned, and the contract was terminated. If he has died at the age of 18, he will pay 3 times of the basic insurance amount and the contract will be terminated.
3.45 kinds of serious diseases: diagnosed within the waiting period (90 days), not taking responsibility, returning the cash value of the additional contract, and terminating the additional contract (there is no waiting period limit due to the above accidents). If the diagnosis is made after the waiting period, the compensation shall be 3 times of the basic insurance amount of the additional contract.
4. Policy dividend: you can participate in the distribution of distributable surplus of dividend insurance business of insurance companies, and the dividend is uncertain.
5. Convertible annuity: When the beneficiary receives the insurance money, he can receive it in one lump sum, or he can choose to convert the annuity, and use the received insurance money as a one-time premium to purchase the converted annuity insurance. There are five ways to receive the converted annuity: monthly payment, guaranteed payment 10 year and guaranteed payment for 20 years.
6. Policy loan: The maximum loan amount is 80% of the contract cash value after deducting all debts.
Buy baby 20 17, and be safe and happy, okay?
Peace of mind is a kind of critical illness insurance, which can be insured after 28 days of birth and guaranteed until the age of 65. If you die at the age of 18 within the guarantee period, you will be paid 3 times of the basic insured amount, 2 times of the due refund at maturity, plus dividends. If you are diagnosed with a serious illness after the waiting period, you will be paid 3 times of the basic insured amount in the additional contract, so it is very good critical illness insurance.
How about buying 20 17 Ping 'an Xinxiang for the baby? Xinxiang is a low-cost and high-security endowment insurance, which has the characteristics of double payment at maturity and independent conversion of annuity, and also protects 45 kinds of serious diseases. On the whole, if you want to buy a health insurance for your baby and bring your own dividends, Ping An Xinxiang is a good choice. For more exciting content, please continue to pay attention to the insurance column.