1. Cadillac only recommends CT6, which is enough even at a low price, but it is estimated that it still needs some money; XT5 is good, but it still doesn't feel big enough.
2. Volvo S90, the appearance of the atmosphere has face, that's all;
(Many domestic second-tier products that cannot be bought for 300,000 yuan are not recommended, such as Lexus, Acura, Jaguar and Land Rover. )
Other optional Toyota Crown, Volkswagen Huiang, Buick LaCrosse, Ford Taurus, Nissan Sima, ranked successively. The first two models are not very picky, and almost no one feels ugly. Crown, if you don't resist Japanese goods, go for a test drive. Nice car. Although Volkswagen is quite ordinary, Hui Ang's car has letters on its ass, but it is said that New Passat also has them, so its face is not that big; LaCrosse, Taurus and Sima need to have an appetite (those who look good feel perfect, those who don't look good feel ugly). LaCrosse is sporty, so you can buy version A and procrastinate. Ford Taurus, Mondeo, because that big mouth was on fire, Taurus was destroyed by this big mouth, obviously a suit must have sneakers; Sima, the popularity is a little low, and not many people buy it.
To sum up, add some money to buy CT6 atmospheric face liner, only take care of the face and atmosphere, S90, and don't add any money to Toyota Crown.
Hello, you said that you have a budget of 320,000, which means that bare cars can only land around 320,000 within 290,000. Based on this, I recommend the following models.
Cadillac ATS-L
Cadillac can be said to represent American luxury brands, and ATS-L is also a car that Cadillac focuses on the China market. In appearance, it basically inherits the atmospheric appearance of American cars, and there is no lack of fashion sense. The interior is also so simple, generous and luxurious. The key point is the ultra-high cost performance of ATS-L, and the preferential margin of top distribution is great. After the discount, the car is basically in the early 365,438+0 million. 2.0T turbocharged engine, 279HP power output and 8AT automatic gearbox can kill all competing products at this level. There is also Cadillac's excellent chassis training, which is stable, comfortable and not out of control. Bear thinks the most cost-effective car within the budget of 320 thousand is Cadillac ATS-L.
Recommended model: 20 17 28T luxury guide price 36.88 The discount range of national dealers is around 80,000.
Lexus ES
Lexus is a high-end brand owned by Toyota, which combines luxury and elegance. All Lexus cars are imported, and excellent quality control ensures Lexus's reputation as a Japanese luxury brand. I remember a media teacher once said that Mercedes-Benz in Germany and Lexus in Japan are the best car manufacturers in the world. I think this is entirely the result of strict quality control. Although your budget can only buy beggar's version of ES, the configuration is absolutely enough, not to mention the quality.
Recommended models: 20 15 200 Elite Edition with a guide price of 298,000 yuan, and the discount range of dealers nationwide is basically around 2,000 yuan.
Audi A4L
As one of the three luxury brands of BBA, Audi is definitely the most cost-effective. A4L maintains Audi's family-style design in appearance, and the interior is very simple and fashionable after major changes. In terms of configuration, it basically meets the configuration level of this class of vehicles, and the workmanship and materials are also very good. The ride comfort and space are quite satisfactory, and the chassis training is relatively solid. Sensitive steering, no sloppiness, good posture.
Recommended models: The guide price of the 30th anniversary model 40 TFSI of 20 18 is 345,700 yuan, and the discount range of dealers nationwide is around 50,000-70,000 yuan.
At this price, the atmosphere has face, or a commercial vehicle.
Cadillac XTS 2.0T machine, with a body length of 5m 1, will not exceed the budget except the top model. The interior is quiet and the car is heavy, heavier than CT6. Of course, the fuel consumption will be correspondingly higher. Is it safe? A tank, so to speak.
Volvo S90t4 version. The car with famous safety system, Nordic style, 2.0 low power, 190 horsepower, I personally like the appearance and interior, and it can land around 330,000.
Volkswagen Huiang 2.0 Beggar Edition. When Hui Ang first came out, it was an opponent model of A6, so the driving experience, including texture, can be assured. The appearance of 2.0 is similar to that of 3.0, with about 280,000 naked cars and 224 horsepower, which is very suitable for home business.
Red flag H7. Concierge-class car, to say face, the above models are not comparable to this one. You can choose 2.0T mid-range models and configurations. Seat massage, active safety and so on, everything, if you leave a city hall pass under the front windshield and stick a small red flag, everyone will stop when they see it! So powerful, why did you finally say it? The hedging rate is indeed poor, and the after-sales is also poor. Those who have feelings can consider it.
For you, buying a car should be more important, so BBA is the first choice, because their brand effect and luxury are incomparable to all other cars.
For example, Mercedes-Benz A-Class, BMW 1 Series and Audi A3 are all between 200,000 and 300,000 yuan, but to be honest, I still don't recommend these cars, because although they have brand effect, as entry-level versions, their mechanical quality is really average. For example, BMW 1 series and mini are still on the same platform, and the control and operation are incomparable to BMW 3 series.
I recommend you to buy a second-tier luxury brand: Lincoln Adventurer: outstanding mechanical quality within 300,000, 2.0T 8AT, fuel consumption of 7.5, excellent performance, comfortable driving and durable leather. It can be said that it is a luxury car with perfect balance of performance and price.
Of course, in the end, it depends on your own choice. If you think face is more important to you, BBA is better. If all things are considered, adventurers are worth experiencing.
The budget is 320,000. Since you want to have face, choosing a car must first look at brand value and face value. I recommend these models.
The first is the Mercedes-Benz CLA200. The originator of the automobile industry, a luxury brand, looks like a small sports car, is fashionable and has a high value. Just a Mercedes-Benz logo can charm thousands of girls!
Second, the BMW 3 Series. Drive a BMW and take a Mercedes. This shows BMW's position in China Luxury Car Festival. The model is very atmospheric and stable.
Three, Cadillac ats. American luxury cars have a tough appearance. At first glance, they are the faces of luxury cars. Isn't the president of the United States in the Cadillac? Do you think you have enough face to buy this car?
To sum up, the above three cars, from the brand value, face value, configuration and so on. , are in line with the positioning of our social elite, so you can be said to be a successful person after buying these three cars.
I have a budget in 30 yuan and want to buy a car. There are three options at present. First: loan to buy a car. Pay half or less down payment first, drive the car home first, make a loan in installments for about 3 years, and pay the rest slowly every month. In this case, you can consider about 500 thousand cars, so that the car will be upgraded to a higher level, and naturally it will have more face! Second: buy a used car. Buy a quasi-new car with less age, less mileage and good condition.
You can choose the unpopular models of luxury brands, because the more unpopular, the higher the depreciation rate. More than 500,000 unpopular cars may only sell for 300,000 in three years. You happen to have a budget of 300 thousand in your hand, just right. In addition, used cars can also be loaned. Third: buy a new car! If you buy a new car, you can only consider the model with the manufacturer's guide price of about 250 thousand, because there are still purchase tax and insurance to pay.
There are many choices for new cars, both luxury brands and non-luxury brands, mainly depending on your own needs. Since you value face, luxury brands are definitely the first choice. There are not many luxury cars with a capacity of 300,000, so we can only buy low-priced versions, and the high-priced budget is not enough. For example, Audi's newly listed Q2L, Mercedes-Benz's new A 180L, domestic BMW 1 series, Volvo's V40, MINI and so on.
Brother Yan's point of view: I personally suggest that if you are young and often change cars, you can choose to try second-hand cars first. If your income is relatively stable, you can also choose a loan to buy a car. In this way, you can buy a higher-level model and meet your "face demand"
The personal income generated by 300,000 cash is 1.
If you are an employee of a public institution, state-owned enterprise or private enterprise, and you don't have suitable investment channels at ordinary times, then the most conservative investment method is to deposit in the bank.
According to the interest tax rate of 2%, the income of 300,000 deposits 1 year is about 6,000 yuan. Regardless of the compound interest calculation, there will be an insurance income of 30,000 yuan after five years of deposit.
2
If you still know about bonds and bank "a treasure" (bank wealth management products), the annual income will be at least about 12000 yuan, and there will be about 60 thousand insurance income in five years.
three
If you still know how to manage money, you will get more income every year. If calculated according to 220% of the bank deposit income, 1 year will bring about 1.32 million yuan, and the five-year conservative income will be about 66,000 yuan.
four
If there are suitable other investments, the annual income will be around 8%, and the risk income after five years will be about 654.38+0.2 million. (What is the concept of 8%? The average rate of return of domestic excellent funds is around 8%. )
All 300 thousand is used to buy a car, which can generate personal income. Assuming that the subject bought a Volvo limousine, the most direct income must be:
In addition to these direct benefits, then we will simply calculate the hidden costs brought by car use:
My colleague has a BMW entry-level luxury car, and he told us that the total annual cost is about 25,000 yuan. Colleagues love cars!
We calculate according to the most valuable car. If the residual value is 60% after five years, then the car will be 654.38+0.8 million yuan.
300,000 vehicles vs 300,000 vehicles for savings and investment:
Five years spent 6.5438+0.25 million yuan, leaving 6.5438+0.8 million yuan after changing hands;
300,000 all savings investment:
The five-year comprehensive income is 300 ~1.2 million (conservative investment, low risk type), and the remaining 30+(3 ~ 1.2) million.
A country attaches great importance to the middle class, especially on issues related to national development and national stability, the middle class occupies a very important position.
The big bourgeoisie creates consumption hotspots and trends, guides the consumption of the middle class, and thus promotes social progress. Whether it is real estate fever or private car fever, we all follow this principle.
The middle class tends to consume in advance and over-consume, and enjoy a high-quality life in advance, which essentially puts itself in great risk and instability. At the same time, converting cash into consumer goods will only accelerate depreciation.
Private cars and commercial houses are not value-added private cars. If you buy it, it will depreciate, which is a negative asset. All my friends understand this truth.
Many people don't understand how commercial housing is also a negative asset. I won't go into details, except to say: it's almost 20 19, so don't speculate on real estate. Now I'm in the property market, just being someone else's pick-up.
The middle class with rational consumption and controllable risks can afford private cars for 300,000 families, at least middle-class families. If you only have 300 thousand cash, I advise you to reconsider whether you must buy a car;
If you only have 300,000 cash, but your job is stable, your income is sustainable and your risks are controllable, then consider buying a car with a price of 5~ 10 yuan, and the remaining 60% cash will be used for investment appreciation.
If you are starting a business and need to maintain a stable cash flow, you can consider spending about 65,438+0.5 ~ 0.2 million to buy a mid-to high-end car, leaving 30~40% as your cash flow.
300,000 budget, buying it is more imposing! 300,000 yuan to buy luxury brands is definitely more imposing. Many people will think of BBA in their minds. Brand influence and luxury are indeed unmatched by other brands, but the design style of BBA models at this price is younger and more sporty, and the control of gas field and face may not be so in place. In addition to these three models today, let's talk about two other models with distinctive temperament and outstanding design in the auto market, namely Cadillac -CT6 and Hongqi H9. Which one do you like
I. Red Flag -H9
Hongqi -H9 has been a very high discussion topic since it came out. Even if you see it on the main road, you can't help but look back and enjoy it. As a medium and large car with BBA as standard, its price is very attractive. Today, let's see if it's worth it.
In appearance, the design of Hongqi H9 is no less than the gas field of BBA models of the same level, and with the brand positioning blessing, the gas field is full. Although the appearance adopts a brand-new family language, the classic red flag design style has remained. The air intake grille of the front middle net is integrated with the central axis of the hood through the middle red flag, and the straight waterfall middle net extends to the flat headlight groups on both sides. The shape of matrix LED lights is very sharp, and the gas field created by the shape of the front face of the whole vehicle is self-evident. On the side of the car body, the straight and smooth waistline extends from the front to the rear. The attitude of the whole vehicle is very stable. The hidden door handle design is very ceremonial when opening the door, and will not destroy the beauty of the car body lines. When I came to the rear of the car, the official said that the shape of the rear of the car was "the wing of Beidou". The overall design style is stable and dignified, and you can still see the existence of family design elements. The stylist of the taillight group was also inspired by the Yanchi Building in Wumen, and the iconic chrome-plated bright strip was combined with the penetrating taillight. From all kinds of design concepts, it is not difficult to see that the designer just wants the whole car to highlight its dignified style.
Hongqi -H9 interior adopts embracing design, which forms a very good echo effect with the appearance. 12.3-inch two large screens also add technology to the interior. The interior is wrapped in a large area of soft leather and stitching, decorated with different decorative plates, and the overall working materials are at a high level, which feels very deliberate and grand, creating a sense of luxury. The multi-function steering wheel is elegant and generous, and the multi-function buttons are carefully designed in terms of touch and convenience. 12.3-inch LCD instrument panel supports switching between three theme modes, with clear reading and rich display contents. The center console is embedded 12.3 inch touch screen. The functional interface of the system is clearly divided, the response and display effect are at a high level, and voice interaction is also supported. Traditional physical buttons are kept under the air outlet of the center console, which is convenient for daily operation. The shape of the big chair is wrapped in leather fabric, and the appropriate hardness of the filler provides a comfortable riding feeling, and both the workmanship and the touch of the fabric are at the same level.
Hongqi H9 provides a 2.0T turbocharged +48V light-mixed 3.0T V6 supercharged engine, and both engines are equipped with a 7-speed dual-clutch gearbox. The 2.0T engine has a maximum power of 252 HP and a peak torque of 380 Nm. 3.0T supercharged engine with maximum power of 282 HP and peak torque of 400 Nm. The budget of 300,000 yuan can buy a combination of 2.0T+48V, and this power combination has an advantage in the book data performance of BBA models. The adjustment of the 7-speed dual-clutch gearbox gives you a steady stream of power output in the driving experience, but the sense of acceleration in the later period is definitely not as good as that in the 3.0T V6 version. At the same time, 48V contributes to the smoothness of the start-stop system, and no one will drive violently. The adjustment of the chassis is soft, which is not bad for the slight bumps and bumps of the general road surface. However, like the ups and downs of the road, you can still feel the shaking of the car body in the carriage, and the control is not clean enough. Perhaps because of the blessing of the brand, we have higher expectations for it, but I still hope it can do better and better.
Second, Cadillac -CT6
Speaking of Cadillac, everyone's impression should be that the classic American car shape, slender body, wide American sofa, soft suspension and even the president's exclusive car have become synonymous with it. Today, I'd like to introduce Cadillac -CT6, a serious American car. At present, the front grille of Cadillac -CT6 adopts lattice design, which abandons the original large-area chrome decoration, but the size is still so large. Compared with the old model, it is so sharp and exquisite. The flashing headlights on both sides are even more cool, and both the lighting effect and self-identification are very eye-catching.
Coming to the side of CT6, the waistline of the front fender passes through the handles of the front and rear doors and extends to the taillights. The simple and clear single waistline design and the slightly raised taillight shape create a visual effect of diving forward and ready to go, which is more slender at this size.
As the lines go to the rear of the car, the shape of the taillight group echoes the shape of the headlights, and the chrome-plated decorative strip in the car also brings a wider visual effect to the whole rear of the car. There is a slightly upturned element design above the tailgate, and the overall feeling is very full and distinct. The lower enclosure adopts the exhaust modeling of two sides and four outlets, and the overall design language of the appearance is still changing to cater to the tastes of young consumers.
In the interior, CT6 adopts the traditional central control layout, and the elements of modern and classical styles are perfectly integrated. The same design as the old model, except for the position of the gear handle and the central control system, the interior has not changed much. The all-black interior is equipped with two different decorative plates, which shows its luxurious atmosphere and does not make young people feel old-fashioned. In addition, the relatively flat shape of the center console brings a good view to the front passengers. The four-spoke multifunctional steering wheel is wrapped in leather, which is comfortable to hold, with shift paddles and electric adjustment. With 12.3 inch full LCD instrument panel, a lot of contents can be displayed. The center console is embedded with 10.2-inch car screen, which supports CarLife and OTA upgrade, and the UI interface design is relatively simple. The following volume and air conditioning controls are still iconic touch panels, and the actual operation is relatively simple. The shape of the seat still inherits the American wide type, the filler is moderate in hardness and can be adjusted from multiple angles, and you will soon find a seat posture that suits you.
In terms of power, compared with the previous models, in order to meet the new emission standards, the general-purpose 2.0T turbodirect injection engine code-named LSY has a maximum power of 237 HP and a maximum torque of 350 Nm. It conforms to the level of 2.0T engines of the same class, and the data on paper are quite satisfactory. It is equipped with its own universal vertical 10 speed automatic manual transmission. More gear designs also prove that its fuel economy performance will be better and ride comfort will be more matched. The chassis adopts the combination of double wishbone independent suspension and rear multi-link independent suspension. The application of a large number of aluminum alloy materials in the chassis effectively reduces the unsprung weight and improves the responsiveness of the suspension to manipulation. In addition, CT6 also has Cadillac's iconic electromagnetic suspension and overall active steering system. Therefore, while ensuring the basic qualities of comfort and stability, it also has certain sports characteristics, which will not make you feel like driving a big ship.
We've already spent 300,000 yuan. Do we still need that180,000 yuan?
Is this car still not working?
I have no face, and now I have no face when driving. It doesn't matter who drives. We really buy a car, and it's practical. We don't care what others think, and we don't listen to other people's bluff. Cars with high market share are not because they are cheap and high in configuration, but because they are recognized, which has been fully reflected in today's cars, MINUS one.
There is no one-step plan. Ten years and eight years have opened a big gap.
See what car you drive. People who don't know anything about cars are like Audi.
To buy a car with a price of 300,000 yuan, your positioning should be 200,000 yuan, Gaba Gaba million yuan, and you can buy A6 with a positioning of 300,000 yuan. Gababagaba378,000.
Wuling Hong Guang! ! ! Atmosphere! ! ! Buy eight! ! ! Please invite seven more drivers! ! ! Super face