At present, the purchase policies of Kunshan, Taicang and Wujiang are the same as follows:
Housing purchase policy:
Cancel the six-month social security restriction, and foreigners can buy one in Kunshan without any prefix conditions; A bachelor's degree is the same as a local hukou, and you can buy up to 3 houses in Kunshan.
Loan policy:
30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 30%; There was a set of outstanding loans before, with a down payment of 40%, and two or more outstanding loans could not be loaned.
Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!
Qidong's housing purchase policy is as follows:
Housing purchase policy:
At present, there is no restriction on foreign household registration.
Loan policy: 1. There is no record of any commercial housing loan in Nantong and other cities, which is regarded as the first time to buy a house; 2. In Nantong and other cities, the loan of a first suite is not paid off, which is counted as a second suite, and the down payment ratio and interest rate are calculated according to the second suite. The minimum down payment ratio of the first suite is 20%, and that of the second suite is 30%.
Jiashan and Pinghu purchase policies are as follows:
Housing policy: at present, foreigners can buy a house in Jiaxing; Those who meet the following conditions can both be local accounts, and a maximum of 3 sets can be purchased.
The conditions are as follows: (1) Jiaxing local labor contract or business license; (2) Records proving that social security has been paid in the Yangtze River Delta (including Shanghai, Jiangsu, Anhui and Zhejiang provinces). Sales restriction policy: after obtaining the real estate license, it is not allowed to sell below 144, and 144 square meters can be sold for up to 2 years.
Loan policy: there is no mortgage under the name, and the down payment is 20%; There is a mortgage under the name that requires a down payment of 30%; There are two sets of mortgage and above loans in the name, and loans cannot be made. The Yangtze River Delta region normally deposits housing provident fund for six months or more. Buyers with bachelor's degree can apply for off-site provident fund loans, with a maximum loan of 600,000 for a single person and a maximum loan of 900,000 for a couple to support portfolio loans.
Conclusion: among these cities, the lowest price is Vitex negundo in Taicang, and the unit price of fine decoration is 8 thousand yuan; The lowest in the city is Pinghu, and the unit price is around 17 thousand. Kunshan real estate price is solid, and Jiashan investment is optional; Personally, Kunshan is the first choice, followed by Jiashan, Taicang and Pinghu.
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