Yes According to the inquiry soldier, the information released by Beijing Xinyijin Information Consulting Service Co., Ltd. on the Internet that you can borrow money or apply for a credit card with your ID card is a scam. The swindler first tricked the user into signing a fax contract and holding his fingerprint, and then he would cheat the user to pay the first month interest, performance fee, deposit, insurance premium, guarantee fee, loan fee, notary fee, credit information fee, mortgage repayment, card opening fee and so on step by step. If the user doesn't pay the fee according to the requirements of the swindler, the swindler will threaten to sue for breach of contract in the name that the user has signed a contract with him, and threaten you to compensate huge liquidated damages. This is a typical fraud.