(1) 3 copies of the Approval Form for Housing Provident Fund Loan Application (to be filled in at the local housing provident fund management center).
(2) The original and three copies of the household registration book, resident ID card and marriage certificate of the borrower and spouse; Singles need to provide the original and photocopy of the single certificate and divorce certificate issued by the civil affairs department.
3 originals of legal and valid purchase contract. 3 copies of the business license of the housing development unit, the pre-sale permit of commercial housing (forward delivery), the sales permit of commercial housing, the certificate of completion acceptance and the certificate of big house.
(4) Where mortgage or pledge guarantee is involved, three originals and photocopies of the ownership certificate of the mortgaged property or pledge right shall be provided, and three originals of the written certificate of consent of the disposition right holder to mortgage (pledge) shall be provided.
⑤ In case of guarantee, the guarantor shall issue three originals of written commitment to provide guarantee, and provide three copies of supporting materials (including business license, financial statements for the last three years, qualification certificate, credit certificate, etc.). The guarantor has the ability to guarantee.
⑥ Original and three copies of down payment documents (invoices, receipts, bank receipts, cash payment bills, etc.). Prove that the borrower has paid more than the specified proportion of the house price.
After the above documents are fully prepared, the lender will personally go to the local housing provident fund management center to handle the loan formalities with his ID card and household registration book. Housing property ownership of more than 2 people must be present at the same time.