Extended data
Operating rules for the management of national student loans (for Trial Implementation)
Article 6 The loan target is full-time college students who have real financial difficulties at school.
Article 7 Students applying for loans shall meet the following conditions: (1) They have full capacity for civil conduct (minors must obtain the written consent of their legal guardians); (two) abide by the law, no violations of law; (3) Good academic performance; (4) The income earned during the school period is not enough to cover the basic expenses (including tuition and basic living expenses) needed to complete their studies; (5) Honesty and trustworthiness; (six) meet other conditions stipulated in the "Trial Measures for the Administration of National Student Loans of Industrial and Commercial Bank of China".
Article 8 A school shall submit a report on applying for a student loan (including the number and proportion of students from poor families in the school and the planned loan amount, etc.). ) to the management center before September 15 every year.
Article 9 After reviewing and summarizing the school loan application report, the management center will allocate the school loan amount according to the proportion of students from poor families in each school to the students in the school, according to the guiding plan of the school's national student loan determined by the inter-ministerial coordination group and the annual discount funds approved by the Ministry of Finance, and issue it to each school before September 30 each year, and send a copy to the head office of Industrial and Commercial Bank of China.
Article 10 The head office of China Industrial and Commercial Bank shall decompose the total loan control amount to relevant branches before 10/0 according to the total annual loan control amount and the national student loan amount of each school.
Article 11 Upon receiving the notice of the national student loan quota issued by the management center, the school began to handle specific loan matters with the handling bank on 10/0.
Article 12 The calculation formula of student loan amount is: student loan amount = tuition fee charged by the school+basic living expenses stipulated by this Municipality-personal income (including income provided by families and income supported by other aspects such as society).
Thirteenth schools control the scale of school loans according to the loan amount issued by the management center, and verify the annual loan amount of each student.
Article 14 The handling bank shall be responsible for the final determination of the actual payment amount of the national student loan to students, in which the maximum amount of tuition fees shall not exceed the tuition fee collection standard of the school where the borrowing student is located, and the maximum amount of living expenses shall not exceed the basic living standard of the school.