In fact, you can't apply for a loan for a mortgaged house, but if the mortgaged house has appreciated, you can apply for a loan. If you have a house mortgage, you can apply for a loan from the bank. After reviewing relevant information, the bank mainly evaluates the appreciation of real estate and determines the maximum loan amount 10000 yuan.

Limit interest rate term

Loan target: The borrower owns a house during the repayment period, with no interest default, stable income and good credit, and has the ability to repay the principal and interest of the loan on schedule, and has paid the principal and interest on schedule for more than two years.

Loan amount: 1. Loan amount = house value * mortgage rate-original loan principal balance.

2. The value of the house is compared with the original purchase price of the house and the evaluation price at the time of secondary mortgage, whichever is lower.

Loan Term: The term of the second mortgage is determined according to the specific use of the loan. The longest term of the personal consumption loan is 5 years, the longest term of the personal business loan is 3 years, and the maturity date of the loan does not exceed the maturity date of the first mortgage loan.