Legal analysis: I can report to the public security organ if I get an online loan without my knowledge. If this happens, it is very likely that my identity card will be fraudulently used by others, and the suspect is suspected of stealing identity documents; If the circumstances are serious, the court shall impose criminal detention or control, and even if it does not constitute a crime, the public security organ may impose public security punishment on the perpetrator.

Legal basis: Article 17 of the Law of the People's Republic of China on Resident Identity Cards commits one of the following acts, and the public security organ shall impose a fine of more than 200 yuan but less than 1,000 yuan, or detain it for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated: (1) using another person's identity card or using a fraudulent identity card; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.