If not, first of all, the bank will send someone to continue to urge you to borrow money, which will be a long time for you to pay off the loan.
Second, if the bank sues, it is likely to apply to the court to preserve your assets, such as real estate, cars, deposits, stocks and so on.
Third, if your assets are cleared, and you can't repay the loan principal and the loan reminder fee, the bank may apply for your salary income (the basic living expenses will be deducted).
Fourth, unless you take deliberate fraud or provide false information to borrow money, you will generally not be put in prison.
Fifth, if you can't change the money within a certain period of time, you will be blacklisted in the credit information system, it is impossible to refinance the loan, and it is difficult to apply for a credit card. It is said that at present, the state has begun to limit the high consumption of people on the blacklist, such as flying soft sleepers.