Legal subjectivity:

If the car loan is not repaid and is sued, you can repay the loan as soon as possible and let the other party withdraw the lawsuit. If the borrower is indeed unable to repay the loan, you can negotiate with the platform for installments or extensions repayment, otherwise the court makes a judgment and the borrower still fails to perform its obligations according to the effective legal judgment document, the other party can apply to the court for compulsory execution. Legal objectivity:

Article 243 of the Civil Procedure Law of the People’s Republic of China must fulfill any legally effective civil judgment or ruling that the parties concerned must perform. If one party refuses to perform, the other party may apply to the People's Court for enforcement, or the judge may transfer the matter to an execution officer for enforcement. The parties concerned must perform the mediation agreement and other legal documents that should be executed by the People's Court. If one party refuses to perform, the other party may apply to the People's Court for enforcement. Article 245 If one party fails to perform a creditor's rights document that has been legally enforceable by a notary office, the other party may apply to the people's court with jurisdiction for enforcement, and the people's court that receives the application shall enforce the obligation. If there is indeed an error in the notarized creditor's rights document, the People's Court shall rule not to enforce it and shall serve the ruling to both parties and the notary office.