Unmarried children living with their parents can purchase ordinary self-occupied housing, and their parents can withdraw the balance of their provident fund accounts. If children borrow money to buy a house and parents participate in the repayment, they can withdraw according to the repayment method of provident fund, not only the down payment, but also the principal and interest of provident fund repayment every year.
Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.
Materials required for withdrawal of provident fund:
1. The valid identity certificate and household registration book of the borrower and spouse (if any) (the second-generation ID card should be copied on the back, and the household registration book should be copied on the title page, the first page of the household registration book, and the borrower and spouse pages).
2, marriage certificate, single certificate issued by the marriage registration office where the household registration is located; Divorce certificate and non-remarriage certificate (divorce certificate, court judgment or ruling, and non-remarriage certificate issued by the marriage registration authority where the household registration is located); Married people provide marriage certificates.
3. The original purchase contract signed by the borrower and the selling unit.
4. The loan application form filled out by the borrower and his/her spouse (married) * * *, the deposit certificate of housing provident fund issued by the unit, the proof of salary income, and the borrower's bank card have been in the past year.
5. The down payment receipt delivered by the borrower to the selling unit in advance shall not be less than the amount stipulated in this agreement.
Beijing Housing Provident Fund Network-Notice Announcement