Loan applicants need to apply to the housing provident fund management center, and at the same time, they need to introduce themselves in detail and get the application materials.

(2) We need to prepare written materials and submit them to the person in charge for review. At the same time, the relevant staff will check whether our house purchase behavior is legal, and also verify the amount and term of the loan.

(3) If it is qualified in the preliminary examination, the housing fund management center will notify the applicant, and then the entrusted bank will conduct an investigation to guide the borrower to fill in the relevant loan contract.

(4) After the bank has passed the investigation, it will issue an investigation opinion and submit it to the housing provident fund management center for approval by the personnel of the provident fund management center.

⑤ After approval, the person in charge of the housing fund management center will inform the lender, and then the bank will also inform the borrower to go through the loan procedures.

⑥ After the loan contract comes into effect, the housing fund management center will transfer the funds into the entrusted loan fund account, and then the entrusted bank will transfer the funds into the developer account.

Click to view: second-hand housing provident fund loan process