1. How to handle college students' loans?
1. Students apply
Students receive the Approval Form for the Application of National Student Loan and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to be returned to the school's national student loan agency.
2. School institutions conduct loan preliminary examination
School institutions organize students to apply for loans within the annual loan quota and control ratio issued by the National Student Loan Management Center, and accept students' loan applications.
3. The handling bank conducts loan approval
After receiving the Information Form and application materials submitted by the school, the handling bank completes the examination within 2 working days.
4. Sign a loan contract with the students
After the loan application is approved, the school will organize the students to fill in and sign the loan contract and iou within 1 working days according to the roster of loan students provided by the handling bank, and submit it to the handling bank.
5. Issuance of loans
Within 2 working days after signing the loan contract and receipt with the borrowing students, the handling bank will uniformly transfer the first-year tuition, accommodation and living expenses loans to the designated account opened by the school in the handling bank.
6. Repayment of loans
Borrowing students should pay attention to their own credit and repay the loans on time after completing their studies with student loans
Second, how to apply for college students' business loans?
college students create
1. required materials: student entrepreneurship funding (business loan discount student entrepreneurship personnel form), student enterprise application for entrepreneurship funding form, legal person ID card, household registration book or household registration certificate, graduation certificate (student ID card), enterprise business license, tax registration certificate, organization code certificate, and inspection certificate issued by accounting firm
2. Applicants are required to submit to.
2. the management service center of college students' pioneer park conducts a preliminary examination of the relevant materials submitted by the applicant.
3. After passing the preliminary examination, the Personnel Bureau, the Finance Bureau and other relevant departments will conduct a re-examination according to the scale and number of enterprises, and make sure
4. The discount object and amount of commercial loans that have passed the review will be announced by the Personnel Bureau and the applicant's unit
5. If there is no objection after publicity, then
6. Lending.
third, how do college students get loans?
Generally, college students can only apply for student loans.
fourth, how do college students apply for student loans?
1. First, submit the application materials. After understanding the relevant policies, you need to prepare the corresponding loan application materials according to the regulations, mainly including ID card, household registration book, application form, proof of family financial situation, etc., and then submit the prepared materials to the financial aid center of the school.
2. The school conducts a preliminary examination. After receiving the loan application materials provided by the students, the school financial aid center conducts a preliminary examination of the relevant materials to see if the students meet the application conditions.
3. The bank conducts a review. After the preliminary examination of the school, the school will transfer the relevant information to the loan bank, which will review the loan qualification.
4. sign a loan contract. After the bank has passed the examination of the applicant's information, it will notify the applicant to sign a loan contract and agree on the repayment method and time limit.
5. Banks issue loans. After the loan contract is signed, the bank will issue the loan to the applicant as scheduled according to the contract.
6. Repay the loan in time after graduation. After the applicant finishes his studies, he needs to fulfill the repayment obligation according to the loan contract. After the loan is repaid, the loan contract will be terminated automatically.
How much is the student loan? The student loan is mainly for freshmen and students in colleges and universities with financial difficulties, and is used to pay the tuition and daily living expenses of poor students. The amount of student loans is different with different educational background. Full-time college students (including students with second bachelor's degree and higher vocational education): The loan amount applied for by each person per year shall not exceed 8, yuan, and shall not be lower than that of 1 yuan. If the sum of annual tuition and accommodation fees is less than 8, yuan, the loan amount can be determined according to the sum of tuition and accommodation fees. Full-time graduate students: The amount of loan each person applies for each year is not more than 12, yuan, and it is not lower than that of 1 yuan. If the sum of annual tuition and accommodation fees is less than 12, yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.