There are several situations for this problem. Some of those who borrow money online may really be reluctant to borrow money from people around them, because it hurts their self-esteem and makes them feel ashamed to borrow money from others, so they prefer to lend money at interest; And some people because the people around them are poor and have no money for themselves, online lending is a better way; There are also some people who are too embarrassed to ask for money from people they know, afraid of owing others' favor, and afraid of hurting their feelings.

For many people in China, face is a very important thing. If you lose anything, you can't lose face. Therefore, you will feel that borrowing money from others is to prove that you are poor. This is a very shameful thing. Unless you have to, you won't borrow money from others and relatives. For these, it is difficult to ask relatives and friends to borrow money. I always feel that borrowing money from relatives and friends is a very embarrassing thing, so many people don't want to borrow money from relatives and friends, and they all prefer online loans.

many people also want to ask their relatives and friends for help when they are in financial difficulties, but when their relatives and friends are not well off, they can't help themselves, so they choose online loans. My family is such an example. When my family bought a house, the down payment was not enough. I borrowed money from several relatives and friends, and the most one only borrowed 2 thousand. They were really not easy and had no choice. However, after the house was closed, it had to be renovated, and the renovation was not enough money. At this time, I was no longer embarrassed to borrow it from others, so I borrowed it on the online loan platform.

if you borrow money from your relatives and friends, and they don't lend it to you even if they have money, you will feel that they are not generous enough, and they have no money to lend you, so they can't help you, and they are embarrassed, which is also very bad. Therefore, it is really not a wise choice to borrow money from relatives and friends. Many relatives and friends are very unhappy because of borrowing money. Therefore, when my family has financial difficulties, I will never choose to borrow money from relatives and friends.