1. Open Alipay APP and log in to your account.

2. Click the "My" option at the bottom right of the main interface.

3. Find the "Online Business Loan" option in the "My" interface, and click Enter.

4. In the online loan interface, find and click "Frequently Asked Questions".

5. In the new page, find and click "Ask me a question" or "Online service".

6. In the customer service interface, enter "How to close the online merchant loan" or "Close the online merchant loan".

7. The customer service will reply to your method of closing the online merchant loan, and you can operate according to the reply.

8. If you need to close a specific loan record, you can find the record on the online merchant loan record page and select "Close the loan" or "Repay in advance".

9. If you encounter difficulties in the operation, you can call 95 1 18 to contact the customer service of the online merchant, or consult through the online customer service in the online merchant bank App.

10. In the process of closing the online merchant loan, you may need to enter the payment password of Alipay for confirmation.