1. Apply for a second mortgage directly to avoid foreclosure. However, if the borrower applies by himself, the scheme is relatively limited, and the loan interest rate and other costs are high, he can apply for a flexible scheme that is not only redeemed through a powerful guarantee company.

2. Apply for prepayment, and then go to other banks to re-apply for mortgage after the mortgage is settled. Many people will encounter the problem of insufficient funds for prepayment when operating this method. They can pay in advance through the guarantee company, and then apply for a mortgage loan through the bank resources mastered by the guarantee company.