After the interest-free period, the interest shall be calculated at the daily interest rate of 50,000. If the bill date is exceeded, a late fee of 5% will be added to 10%.
The installment rate of ICBC's credit card consumption (the lowest in China)
Phase III 1.03%, Phase VI 1.8%, Phase IX 2.75%, Phase VI 12 3.58%, Phase VI 18 5.36%, and Phase IV 7.05%.
600 yuan, which has the lowest spending per credit card, can apply for installment payment.
Login to ICBC Online Banking (or Mobile Banking)-Credit Card Service-Cash Installation-Application-Read and Accept-Cash Installation Amount-Installation Times-Loan Card Number-Mobile Phone Number-Loan Purpose-OK
After the application is submitted, ICBC will inform the customer of the approval progress by SMS. Please check it.
If a small amount of foreign exchange is selected, ICBC will purchase foreign exchange at the real-time exchange rate according to the foreign exchange quota that customers can purchase this year.
Log in to ICBC Online Banking (or Mobile Banking)-Credit Card Service-Cash Installment-Cash Installment Calculator.
Can see
Phase iii 1.34%, phase vi 18 6.83%, phase ix 12 4.35%, phase vi186.83% and phase iv/8.99%.