Buying a house can be mixed with loans, as long as the corresponding conditions are met. At present, there are usually three aspects to consider when you want to mix loans:

(1) The credit information of the lender shall meet the requirements, and there shall be no blacklist.

② The monthly bank flow of the lender can reach more than twice the repayment amount, indicating that the lender has strong repayment ability.

③ The lender shall be local.

Application method of mixed loan:

(1) to apply for a portfolio loan, the approval procedure is actually similar to the provident fund.

(2) After passing the relevant audit, you can go to the bank to go through the formalities of provident fund loan, fill in the loan application form for commercial loan and go through the relevant formalities according to the requirements of the bank.

③ After the provident fund loans and commercial loans are approved, they will be transferred to the account of the seller by the bank.

However, when buying a house through a mixed loan, it should be noted that there will be some small differences in the years of provident fund loans and commercial loans, and the repayment date may be different.