The conditions for purchasing a house with provident fund are as follows:
1, buy a house for self-occupation;
2. The payment period of provident fund is in line with local policies;
3. Have the qualification to buy a house locally;
4. Other conditions required by the location, such as household registration.
When buying a house to withdraw the provident fund, you need to bring the following information:
1, house purchase contract;
2. Purchase invoices;
3. Real estate license;
4. The application form for withdrawal of housing provident fund shall be stamped with the official seal of the company;
5. Identity card;
6. Bank account into which the provident fund is transferred.
Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.