Legal analysis: Beauty loan is a kind of consumer loan for people who have beauty needs but have no economic ability. Beauty loans are suspected of usury or routine loans, but they are illegal. Therefore, if you are harassed for debt collection, you can collect relevant evidence and choose to call the police.

Legal basis: Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the loan interest rate shall not violate the relevant provisions of the state.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

If the loan contract does not specify the method of interest payment, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as having no interest.