However, his car has a certain installment fee, depending on the model purchased by the landlord. I suggest you go to the credit card website of CCB to check the cooperation model and rate. If you can't find it online, you can also ask the local CCB outlets or cooperative car dealers (in addition to the activities of the head office, there may be local policies). In general, the installment fee of 12 is about 4% of the loan amount and 8% of the 24 installments.
For example, suppose the loan is 70,000 yuan and the handling fee is 12%.
Installment principal =70000/36= 1944.45 yuan.
One-time installment fee =70000* 12%=8400 yuan.
The first installment amount = installment principal+one-time installment fee =1944.45+8400 =10344.45 yuan.
For the specific business process, the landlord can look at the picture: