It mainly depends on which bank can handle it. It is recommended to find a bank that cooperates with the developer.

Loan interest rate:

Annual interest rate of the project (%)

1. Short-term loans

Within one year (including one year) 4.35

2. Medium- and long-term loans

One to five years (including five years) ) 4.75

Over five years 4.90

3. Provident fund loan interest rate Annual interest rate %

Under five years (including five years) 2.75

More than five years 3.25

According to the regulations of the People's Bank of China, the current loan interest rates of various banks can float freely, so the loan interest rates of various banks' loans will be different, and the loan needs to be paid How much is the interest?