1. A natural person with full capacity for civil conduct and age of 18-60.

2. Stable income and strong repayment ability.

3. Have a local hukou and can provide proof of identity and residence.

4. Have proof of real estate or other financial resources.

Second, the application materials:

1. Identity cards and household registration books of both husband and wife;

2. Proof of valid income of both husband and wife;

3. Marriage certificate of both husband and wife, divorce certificate if divorced, and single certificate issued by the civil affairs bureau where the household registration is located if unmarried;

4. Real estate license: ① The original real estate license is required for full purchase.

② Purchase contract, loan contract, purchase invoice, details of house loan repayment, repayment plan and balance certificate shall be provided for loan purchase.

Iii. Business characteristics:

1. Can fulfill the dream of car buyers.

2. Relieve the pressure of car buyers.

You can choose from various models.

4. During the activity preferential period, the loan is more affordable.

Buying a car with zero down payment is a brand-new way to buy a car. It refers to the auto loans provided by banks, auto financing companies and other institutions for specific models within a certain activity period without down payment, which has the characteristics of high loan amount and no down payment.

The answer is for reference only!