Brief introduction of provident fund
Provident fund refers to the company's provident fund and housing provident fund. According to the law, the statutory provident fund is mandatory, otherwise it is arbitrary.
Company's provident fund: the funds stored by the company after the capital is removed.
Housing accumulation fund: refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and employees. (Both state-owned enterprises and private enterprises enjoy this system)
Housing provident fund is only established in cities and towns, and only employees are eligible to use this system, while unemployed people and retirees have no right to use it. Generally, it consists of two parts: the employee's unit payment and the individual payment. Generally, some units withhold the part paid by employees, and then the two parts are regularly credited to the provident fund personal account together. This system stipulates that the provident fund deposit is long-term, with strong stability, unity and compulsion. As long as you are working, you must continue to pay. Resignation, retirement or other circumstances, which are not specified in the Regulations on the Management of Housing Provident Fund, will stop the deposit of funds.
Just like the definition, housing provident fund is a savings fund specially used for housing consumption expenditure, and it is a part of employees' long-term work savings. It is special and cannot be used for other purposes at will. It can only be used when buying a house, paying rent or carrying out relatively large renovation. Otherwise, it can only be withdrawn when the savings deposit is suspended, such as resignation and retirement, account transfer, etc.
Ningbo provident fund management center
To apply for housing provident fund, you must go to the local provident fund management center for business, and then you can open a special account in the bank and implement special account management. I won't elaborate on the process of Bian Xiao. Friends in need can consult Ningbo Provident Fund Management Center by themselves.
The services provided by Ningbo Provident Fund Management Center include: business handling guide, provident fund business consultation, suggestions, complaints, provident fund business handling, personal account change notice, online information inquiry, etc. Can query personal account information, convenient, fast, safe and reliable. You need to bring all the information to the provident fund management center for business.
Address of Ningbo Provident Fund Management Center:
Ningbo Jiefang South Road 166
Tel: 87978849
Of course, Ningbo Provident Fund Management Center has different sub-centers in different districts of Ningbo, such as Yinzhou Sub-center and Zhenhai Sub-center. It can facilitate the citizens of this city to handle business and conduct various consultations, and provide better services.
The above is Bian Xiao's introduction, I hope it will help you.