Is the loan industry easy to work in?

I am a loan intermediary, and the work is actually quite easy. It may be a bit difficult in the early stage when there are no resources, but it becomes easier once you get started. , we generally don’t go out to socialize, and there’s nothing to socialize with.

What can I say about this industry? It can still be done in recent years, but it may not be possible in the future, and at the end of the year, some owners of small and medium-sized enterprises are more or less short of money.

Is Shenzhen Financial Loan Company good?

Is it bad?

1. Shenzhen financial loan companies must have certain resources, or be diligent and have opportunities.

2. Of course, if done well, it will still be very profitable.

3. You need to keep visiting customers every day and find ways to retain customers.

Is the Financial Loan Center working well now?

It’s not very easy.

The financial industry will enter a slow pace in 2022. Due to the epidemic, the entire market will enter the loan era, which means there are fewer fish and more fish to catch. Therefore, the cost of acquiring customers continues to soar. What is even more frightening is that one customer is pursued by at least three financial loan practitioners.

If you do well in this industry, you can make tens of thousands a month without any problem, but if you do poorly, it will be very bleak. The key depends on your sales ability. There is no easy industry in the world.

Is the Shenzhen loan industry going to be easy to do in 2022?

It’s not going to be easy. According to the relevant information of the loan industry, it is known that the Shenzhen loan industry will not be easy to do in 2022. In fact, all financial industries are the same. Whether it is insurance, loans or securities, you will find that these are the most profitable industries, and these are the industries that are most affected by policies. The closer an industry is to money, the less bad it is and the more profitable it is. However, the closer it is to money, the more it needs to be regulated, because if you let it develop, the world will be in chaos.

Are financial loans easy to do in 2021?

Not so easy.

According to feedback from many practitioners, the introduction of the new housing loan policy is prepared by the state to crack down on some real estate speculators. The LPR interest rate has been lowered and soft violence has been punished. These related policies are all aimed at better regulating the loan industry. In 2021, the loan industry will not be as good as before.

The real estate market in 2021 highlights a "turbulence". With the implementation of the new mortgage policy and the reduction of LPR interest rates, many users have said that it will be more difficult to apply for a mortgage loan in 2021.

Because the new mortgage policy has relevant provisions that clearly delineate the proportions of mortgage quotas of major banks, in 2021, the mortgage quotas of many banks will be tighter than before, especially in first-tier cities. Therefore, applying for a mortgage loan in 2021, whether it is the loan application threshold or the loan speed, is indeed much more difficult than before.

Banks’ mortgage quotas are tight, but the number of people applying for mortgages is increasing year by year. Under such huge pressure, banks can only raise the threshold for loan applications to screen out more high-quality customers. This is an inevitable trend. After April 2021, many banks even announced the suspension of second-hand housing loan business. No less than 4 banks in the Guangzhou area have announced.

According to feedback from loan application users, in addition to difficulties in applying for loans, in 2021, mortgage loans will also become extremely difficult. Taking the four major banks in Guangzhou and Shenzhen as examples, in the past, after a mortgage loan was approved, users would have to wait about one month to receive the loan. If you apply for a mortgage in 2021, you will need to wait approximately 2-3 months to receive the loan.

Real estate certificate mortgage loan bank materials?

1. Mortgage of existing house. Real estate mortgage contract (both husband and wife are present to sign); house ownership certificate; copy of land use right certificate (original to be verified); "Real Estate Evaluation Report" issued by a qualified evaluation agency; bank loan contract; proof of marital relationship and copies of both parties' ID cards (Original copy required for verification). If you are single, the certificate must be issued by the civil affairs department of the place where your household registration is located. 2. Off-plan mortgage. A house purchase pre-sale contract; a house purchase loan contract signed with a bank; a copy of the house purchase advance payment receipt (original will be verified); a copy of the couple's marriage certificate (original will be verified), and if single, a certificate issued by the civil affairs department of the place where the household registration is located.