The loan interest rate of Yangzhou Jiangsu Bank generally fluctuates on the basis of the central bank's benchmark loan interest rate, and is generally adjusted according to specific purposes, credit status, income and other factors.

The recent benchmark interest rates for central bank loans are as follows:

I. Commercial loans:

1, and the loan interest rate is 4.35% within one year;

2. The loan interest rate for one to five years is 4.75%;

3. The loan interest rate for more than five years is 4.90%;

2. Provident fund loans:

1, and the loan interest rate within five years is 2.75%;

2. The loan interest rate for more than five years is 3.25%.

2. What is the annual interest rate of bank loans in Jiangsu?

I. Loan interest rate:

Annual interest rate of the project (%)

I. Short-term loans

Within one year (including one year) 4.35

Second, medium and long-term loans

One to five years (including five years) 4.75

More than five years 4.90

III. Annual interest rate of provident fund loans%

Less than five years (including five years) 2.75

More than five years 3.25

According to the regulations of the People's Bank of China, the loan interest rates of various banks can float freely at present, so the loan interest rates of various loans of various banks will be different, and the interest required for loans will be more or less.

Two. Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

3. What is the latest deposit interest of Yangzhou Jiangsu Bank?

In 2023, the latest deposit interest rates of Jiangsu Bank are 0.30%, three months 1.40%, six months 1.67%, one year 1.92%, two years' 2.52% and three years' 3. 10%.

4. What is the loan interest rate of Yangzhou Jiangsu Bank?

The loan interest rate of Jiangsu Bank in Yangzhou generally fluctuates on the basis of the central bank's benchmark loan interest rate, and is generally adjusted according to specific purposes, credit status, income and other factors. The recent benchmark interest rate of central bank loans is as follows: 1. Commercial loan: 1, with a loan interest rate of 4.35% within one year; 2. The loan interest rate for one to five years is 4.75%; 3. The loan interest rate for more than five years is 4.90%; 2. Provident fund loan: 1, with a loan interest rate of 2.75% within five years; 2. The loan interest rate for more than five years is 3.25%.