Personal model essay on loan guarantee (I)
Customer number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signing place: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date of signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Borrower: (hereinafter referred to as Party A) Name, valid ID number, mailing address and telephone number:
Lender: (hereinafter referred to as Party B) Name, valid ID number, mailing address and telephone number:
Guarantor: (hereinafter referred to as Party C) name and valid ID number, mailing address and telephone number:
Party A applies for a loan from Party B, and Party B agrees to borrow from Party A after examination. In order to clarify their respective rights and obligations, this Contract is entered into in accordance with the Contract Law of People's Republic of China (PRC), the Guarantee Law of People's Republic of China (PRC), the Property Law of People's Republic of China (PRC) and other relevant laws, regulations and rules through consultation, so that both parties can reach a consensus through consultation.
Loans or loans in this contract have the same meaning.
Article 1 The amount, time and purpose of the loan
1. The loan amount under this contract is RMB (in words) (in figures).
2. The term of the loan under this contract is * * * months, from the date of the month to the date of the month. The loan term and interest rate shall be based on the time of the actual transfer bank voucher.
3. The use of the loan funds under this contract is limited to: Party A (training) shall not use the funds for activities other than the education and training of cooperative education institutions, and Party A (running schools) shall not provide false vouchers or change the use of the funds without authorization.
Article 2 Loan repayment method
The loan principal and interest shall be repaid in the following ways:
A. equal principal and interest repayment method. Party A shall repay the principal and interest of the loan on a monthly basis from the second month after Party B issues the loan, and the date of repayment of the principal and interest shall be the day of each month (postponed in case of holidays). The monthly repayment of principal and interest is:
B, average capital Repay the principal in installments according to the period stipulated in the loan receipt, and charge interest on a monthly basis. After the last loan is paid off, the interest will be paid off together with the principal. If interest is calculated on a monthly basis, the interest settlement date is the day of each month.
C. Repay in installments and increase in equal amounts. It means that during the whole loan period, the amount of principal and interest repaid by customers every month will increase regularly in a pre-agreed way. Every time the repayment is increased, the incremental amount is RMB, and the date of repayment of principal and interest is the day of each month (postponed in case of holidays).
D. equal installment repayment. During the whole loan period, the customer's monthly repayment of principal and interest will decrease periodically in a pre-agreed manner. The repayment shall be reduced once each time, with the reduction amount of RMB, and the date of repayment of principal and interest shall be the day of each month (postponed in case of holidays).
E. other ways:
The actual lending date and maturity date of the loan shall be based on the loan receipt, which is an integral part of this contract and has the same legal effect as this contract.
Article 3 Loan interest rate
1. The loan interest rate is as follows:
The contract implements a fixed loan interest rate, that is, the monthly interest rate, which remains unchanged during the loan period.
This contract is subject to floating loan interest rate. When signing this contract, the monthly interest rate is determined according to a certain floating mode and proportion (that is, floating up or down, choose one from the other), and the specific calculation formula is: monthly interest rate = _ _ _ _ _ _ _ _ _ _ (subject to the interest rate specified in the loan receipt, the floating mode and proportion will remain unchanged within the validity period of this contract). In case of adjustment of the benchmark loan interest rate announced and implemented by the People's Bank of China during the same period, the loan interest rate under this Contract shall be adjusted according to the above floating method and proportion on the basis of the adjusted benchmark loan interest rate. The interest settlement date at the end of each quarter is the interest rate repricing date. If there is any adjustment, it will be calculated at the adjusted interest rate from the day after the interest rate repricing date.
Other ways:
No matter which interest rate method is adopted, the calculation basis of daily interest rate is 30 days per month, and the conversion formula is: daily interest rate = monthly interest rate /30.
Article 4 Issuance and payment of loans
This contract comes into effect, and after Party A completes relevant loan and guarantee procedures and all procedures required by Party B, Party B issues and pays the loan to Party A.. ..
1. Party A authorizes Party B to transfer the loan to the following account:
Party A opens an account in the bank with the account number of. The account name designated by Party A is the account with account number.
2. If Party A chooses to extract by stages, it shall confirm the extraction by stages in writing. If the loan period is not extended by installment, Party A shall still repay the loan according to the repayment time agreed in this contract and pay interest according to the loan period agreed in Article 3 of this contract.
3. After the loan is approved, Party A must pay 2% of the loan amount to Party B as the risk reserve of the loan, and the loan funds will be transferred to the designated loan account. The risk reserve shall be returned to Party A's account after repayment by Party A, or directly deducted from the repayment in the last few months.
Article 5 Advance payment
When Party A breaches the contract or seriously affects the repayment, Party B may require Party A to repay in advance, but shall notify Party A in writing seven working days before the repayment date.
Party A has the right to repay the loan in advance independently. Where Party A requires prepayment, it shall notify Party B in writing at least seven days before the repayment date, and Party B will repay the loan in the agreed prepayment mode after agreeing.
If Party A prepays the loan, Party B has the right to collect the loan interest according to the interest rate agreed in this contract and the actual loan days.
Article 6 Extension of loans
If Party A needs to extend the loan term for special reasons, it shall submit a written application to Party B before the loan expires, and sign a written loan extension agreement after Party B agrees.
Article 7 Repayment
1. The repayment method chosen by Party A is: 2. Source of repayment funds: 3. The estimated repayment schedule is:
Article 8 Guarantee methods
1. The loan guarantee form of this contract is personal unlimited joint guarantee.
The borrower invites _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The guarantor has the guarantee qualification and the ability to compensate the loan, and the guarantor has the right to inspect and urge the borrower to perform the contract. When the borrower fails to perform the contract, the guarantor shall bear joint and several liabilities. 2. Its guarantee clause stipulates that:
The guarantee mode of this contract is joint and several liability guarantee. The guarantee scope of the guarantor is as follows:
① Loan principal, interest (including compound interest) and penalty interest under this Contract. (2) liquidated damages, compensation and compensation.
3. The guarantee period of the guarantor's guarantee responsibility is two years from the effective date of this contract to the expiration of the debt performance period under this contract.
Article 9 Overdue and misappropriation
1. If Party A fails to repay the loan within the agreed time limit, Party B shall collect the liquidated damages for the overdue loan from the overdue date. The calculation method of liquidated damages payable for each overdue day is the loan interest rate (1+%) executed by both parties on the overdue day as agreed in Article 5 of this Contract.
2. If Party A fails to use the loan as agreed in this contract, Party B shall collect liquidated damages for the misappropriated loan from the date of misappropriation. For each day of misappropriation, the calculation method of accrued liquidated damages is: the loan interest rate agreed by both parties on the overdue day (1+%).
3. For overdue and misappropriated loans, liquidated damages shall be collected according to the higher liquidated damages agreed in the first and second paragraphs above.
4. If Party A fails to pay the interest on time, Party B shall collect the liquidated damages for the interest that Party A fails to pay on time according to the liquidated damages standard determined in the first paragraph of this article from the default date.
5. If the loan interest rate under this contract is adjusted (re-priced), the overdue penalty and/or misappropriation penalty will be adjusted accordingly. The liquidated damages shall be calculated by stages from the date of adjustment.
Article 10 Liability for breach of contract
1. One of the following situations constitutes a breach of contract:
① Party A changes the purpose of the loan;
(2) Party A violates this Contract and fails to repay the loan principal and interest according to the agreed period or amount; ③ Other behaviors that Party A or the guarantor may affect the repayment of the loan to Party B. 2. In case of default, Party B has the right to take one or more of the following measures:
1. Calculate and collect default interest and compound interest according to the regulations of the People's Bank of China;
2. Ask Party A to repay part or all of the loan in advance immediately, or ask the guarantor to perform the guarantee responsibility; 3. Measures permitted by other laws.
Article 1 1 Dispute settlement
Any dispute arising from the performance of this contract shall be settled by both parties through consultation. If negotiation fails, it shall be under the jurisdiction of the people's court where Party B is located.
Where Party B adopts litigation to realize creditor's rights due to Party A's breach of contract, Party A shall bear the expenses (including but not limited to attorney's fees, travel expenses, etc.) paid by Party B to realize creditor's rights and security rights.
Article 12 Termination of the Contract
This contract shall come into effect from the date when both parties sign or affix their official seals, and shall be terminated when all the loans and debts involved under this contract are paid off.
Article 13 Contract signing
This contract is made in triplicate, with the same legal effect, with Party A, Party B and Party C holding one copy respectively.
Article 14 Other agreements
1. Without the written consent of Party B, Party A shall not transfer any rights and obligations under this contract to a third party.
2. Unless otherwise agreed, both parties designate the domicile specified in this contract as the mailing address, and any written notice shall be deemed to be effective as long as it is sent to this address. Party A promises to inform Party B in writing in time when the correspondence and contact address change.
3. Unless there is reliable and clear evidence to the contrary, Party B's internal accounting records related to principal, interest, expenses and repayment records, documents and vouchers made or kept by Party B during Party A's withdrawal, repayment and interest payment, and Party B's loan collection records and vouchers all constitute conclusive evidence to effectively prove the creditor-debtor relationship under this contract. Party A shall not raise any objection just because the above records, files, documents and vouchers are made or kept by Party B unilaterally.
4. More other agreements, in particular:
Article 15 Declaration clause
1. Party A clearly understands Party B's business scope, authorization authority, loan purpose, repayment time and amount. 2. Party A has read all the terms of the contract. At the request of Party A, Party B has formulated corresponding clauses in this contract. Party A has fully understood the meaning of the terms of this contract and the corresponding legal consequences.
Borrower (signature): Time:
Guarantor (signature and seal): Time:
Lender (signature and seal): Time:
Personal model essay on loan guarantee (part two)
Party A (Lender): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (the borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
According to the Contract Law of People's Republic of China (PRC) and other relevant laws, regulations and rules, Party A and Party B, through full consultation, hereby enter into this Contract for mutual compliance.
Article 1 Loan amount and term
1. Party B borrows RMB from Party A (in words).
2. The term of the loan under this contract is (in words) _ _ _ _ _ _ (year, month and day), starting from _ _ _ _ _ _ _ _ _.
3. The actual loan term shall be based on the loan receipt or the actual arrival of Party A's loan in Party B's account. The loan receipt is an effective part of this contract and has the same legal effect as this contract.
Article 2 Purpose of loan
1. The loan under this contract is used for _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
2. Party B promises that if the purpose of the loan is changed without authorization, or the loan is used for illegal activities, any consequences and legal responsibilities arising therefrom shall be borne by Party B itself, which has nothing to do with Party A. ..
Article 3 Loan interest rate, interest bearing and interest settlement
1. The loan interest rate under this contract is a monthly interest rate of _ _%, which will remain unchanged within the agreed loan period, unless otherwise agreed by both parties.
2. Interest calculation: the loan interest shall be calculated from the date when the loan actually reaches Party B's account. The loan under this contract shall bear interest on a daily basis, with the daily interest rate = monthly interest rate /30.
3. Interest settlement: the interest settlement date of the loan under this contract is _ _ _ _ (quarterly/monthly), and the interest settlement date is _ _ _ _.
Article 4 Rights and Obligations of the Parties
Rights and obligations of Party A
1. Party A shall pay all the loan principal to Party B according to the loan date agreed in this contract.
2. Party A enjoys the interest income of the loan.
3. Without notifying Party B, Party A can transfer its creditor's rights to Party B according to its own wishes. After the transfer of Party A's creditor's rights, Party B shall continue to perform the repayment obligations to Party A under this Agreement, and shall not refuse to perform the repayment obligations on the grounds that it has not received the notice of creditor's rights transfer.
4. If Party B fails to repay the principal, interest and liquidated damages as agreed, Party A agrees to collect the repayment in proportion to the loan amount.
Rights and obligations of Party B
1. Party B must repay the loan principal and interest to Party A in full and on time.
2. Party B promises that the loan will not be used for any illegal purposes.
3. Party B shall guarantee the authenticity of the information and materials it provides, and shall not provide false information or conceal important facts.
4. Party B shall not transfer any rights and obligations under this Agreement to any other party.
Article 5 Liability for breach of contract
1. All parties to the contract shall strictly perform their contractual obligations, and neither party may terminate this agreement unless both parties reach an agreement through consultation or according to this agreement.
2. If either party breaches the contract, the breaching party shall bear the expenses and losses caused by the other party's breach, including but not limited to investigation, legal fees, attorney fees, etc. , shall be borne by the breaching party. If the breaching party is Party B, Party A has the right to terminate this Agreement immediately and demand Party B to repay the outstanding principal, interest, penalty interest and liquidated damages immediately.
3. Party B shall pay each repayment in the following order:
(1) All other expenses incurred under this agreement;
(2) penalty interest;
(3) overdue management fees;
(4) default on interest;
(5) default on principal;
(6) normal interest;
(7) Normal principal;
4. Party B shall strictly fulfill its repayment obligations. If Party B fails to repay the loan on time, it shall pay overdue penalty interest to Party A according to the following terms. After the overdue period begins, the normal interest on overdue principal will stop.
Total penalty interest = total overdue principal and interest × corresponding penalty interest rate × overdue days;
If the overdue days are 1-30 days, the penalty interest rate is _ _ _%; if the overdue days are 3 1 day or more, the penalty interest rate is _ _ _ _ _ _ _%.
5. If Party B fails to pay any repayment for more than _ _ _ _ days, or Party B has malicious acts such as evading, refusing to communicate or refusing to admit the fact of arrears, all the loan principal and interest and loan management fees under this agreement will expire ahead of schedule, and Party B shall immediately pay off all the outstanding principal, interest, penalty interest, loan management fees and all other expenses under this agreement.
6. The calculation of penalty interest and overdue management fee will not stop until Party B pays off all the principal, interest, loan management fee, penalty interest and overdue management fee.
7. All loans between Party A and Party B in this loan agreement are independent of each other. Once Party B fails to repay the principal and interest of the loan within the time limit, Party A has the right to pursue or file a lawsuit against Party B alone.
Article 6 Advance payment
1. During the loan period, Party B may repay the remaining loan in advance at any time.
2. If Party B repays all the remaining loans in advance, it shall pay Party A the principal and interest payable in the current period, the remaining principal and the compensation for prepayment (the compensation amount is _ _ _ _% of the remaining principal).
3. If Party B repays part of the loan in advance, it shall still pay all the loan interest to Party A. ..
Article 7 Law and Dispute Resolution
1. Any dispute between Party A and Party B during the performance of this contract shall be settled through friendly negotiation first; Unwilling to negotiate or if negotiation fails, the following _ _ _ _ method shall be adopted to resolve the dispute.
(1) Party A and Party B may submit the dispute to _ _ _ _ _ _ _ _ Arbitration Commission for arbitration, and the arbitration award is final and legally binding on both parties.
(2) Submit to the court for settlement.
2. If a dispute arises during the performance of this contract due to one party's breach of contract, the reasonable expenses incurred by the observant party to solve the dispute, such as notary fees, attorney fees, guarantee fees issued by insurance companies, translation fees, communication fees, travel expenses, printing fees, etc. , shall be borne by the breaching party. If both parties breach the contract and have the order of performance, the party who performs the obligations first shall bear all the dispute settlement expenses; If there is no order of performance, the dispute settlement fee shall be borne by both parties.
Article 8 Other agreements
1. In case of any conflict between the terms of this contract and national laws, regulations and policies, the latter shall prevail.
2.______________________________________________________________
3.______________________________________________________________
Article 9 Supplementary Provisions
1. When signing this contract, Party A and Party B clearly understand and fully understand their respective rights, obligations and responsibilities, and are willing to strictly perform them in accordance with the provisions of this contract.
2. Any clause of this contract is deemed invalid, which does not affect the validity of other clauses of this contract.
3. For matters not covered in this contract, Party A and Party B may sign a supplementary agreement through negotiation. This supplementary agreement has the same effect as this contract.
4. This Agreement was signed on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party A (signature): _ _ _ _ _ _ _ _ _ _ Party B (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
ID number: _ _ _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact information: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Contact information: _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Personal model essay on loan guarantee (3)
Lender (Party A): _ _ _ _ _ _ _ _ _ _ _ _
Borrower (Party B): _ _ _ _ _ _ _ _ _ _ _ _
Guarantor: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 1: Loan amount: Party B borrows RMB Yuan only from Party A. ..
Article 2: Loan interest: From the date of loan payment, interest shall be calculated according to the actual expenditure and compound interest shall be calculated. The loan interest rate is _ _ _ _ _ within the loan term agreed in this contract. If Party B fails to repay the loan on time, interest will be charged on the overdue part.
Article 3: Term of the loan: Party B guarantees to repay the loan at the interest specified in this contract from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. For the overdue part, Party A has the right to recover the loan within a time limit.
Article 4: Warranty clause:
(1) When Party B takes _ _ _ _ _ _ _ _ _ as collateral and fails to repay the loan to Party A at maturity, Party A has the right to dispose of the collateral. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished;
(2) Party B must repay the principal and interest within the time limit stipulated in the contract;
(3) The guarantor of Party B _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 5: Settlement of contract disputes: Both parties shall settle the disputes through consultation. If negotiation fails, both parties agree to submit it to the _ _ _ _ _ _ _ _ Municipal People's Court.
Article 6: This contract shall come into effect as of. This contract is made in triplicate, one for each party and the guarantor.
Party A (signature): _ _ _ _ _ _ _ _ _ _ _ _
Party B (signature and seal): _ _ _ _ _ _ _ _ _ _ _
Guarantor (signature): _ _ _ _ _ _ _
Contract signing place: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date of signing the contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Personal model essay on loan guarantee (Chapter IV)
Party A (Borrower):
ID number:
Home address:
Party B (Lender):
ID number:
Home address:
In order to clarify the responsibilities and abide by the credit, both parties voluntarily sign this contract through consultation.
Two. Loan purpose:.
Three. Loan interest rate: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Four. Loan Term: The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Verb (abbreviation of verb) liability for breach of contract:
The borrower shall repay the loan at the time stipulated in the contract. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit and collect overdue interest at the rate of _ _% of the Japanese gold stipulated in this contract.
Dispute settlement of intransitive verbs: if negotiation fails, a lawsuit can be brought to the people's court, and all expenses arising therefrom shall be borne by Party A. ..
Seven. Others:
1 1. Loan amount (in words):
1. This loan is mortgaged by the borrower's house, which is located and registered as mortgage. After all the loan principal and interest are paid off, the mortgage registration shall be cancelled.
2. Attachments to the contract: IOUs and receipts.
3. This contract shall come into effect after being signed by all parties, and shall automatically become invalid after the loan principal and interest are fully paid off. ? The original of this contract is in duplicate, one for the borrower and one for the lender. The contract text has the same legal effect.
Party A (Borrower):
(signature and seal):
Date, year and month
Personal model essay on loan guarantee (Chapter 5)
Creditor:
Borrower:
Purpose of borrowing
amount of loan
The borrower borrows RMB-RMB from the lender.
loan interest
From the date when the loan is used, the interest shall be calculated according to the actual amount used, and the compound interest shall be calculated. Within the loan period stipulated in the contract, the annual interest rate is-%. If the borrower fails to repay the loan on time, the interest rate will be-%for the overdue part.
life of loan
The borrower guarantees to repay the loan at the interest specified in this contract from year month to year month. For the overdue part, the lender has the right to recover the loan within a time limit.
warranty clause
If the borrower takes it as collateral and cannot repay the lender's loan at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished.
The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities.
The borrower must repay the principal and interest within the time limit stipulated in the contract.
The repayment guarantor of Party B is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Settlement of contract disputes
Both parties shall settle the dispute through consultation. If negotiation fails, it is agreed to submit it to the _ _ _ _ _ _ _ _ Municipal People's Court.
This contract will come into effect. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.
Party A (signature): Party B (signature):
Date of contract signing