Is it enough to deposit money into and withdraw money from the card every month for bank statement?

Is it enough for bank statement to be calculated by depositing money into and taking out money from the card every month? , but the lending institution may not necessarily approve it.

First of all, bank flow refers to the transaction list of deposits and withdrawals between bank customers and the bank *** within a period of time. Lenders will use this list to understand the borrower's financial status, income and expenses, etc.

If the borrower regularly deposits a certain amount of funds into the bank, this situation has actually generated bank statements, and a bank statement can also be obtained through the bank. However, this self-deposit flow method is not recognized by all lending institutions. Because the borrower deposits his own funds, some lending institutions will think that the borrower intends to save more money, and thus cannot determine whether he has the ability to repay. and loan amount. However, some lending institutions with less demanding loan requirements will also accept this kind of self-deposit bank flow.

Because lending institutions will determine whether to grant a loan to the borrower and the amount of the loan based on bank statements, the bank statements usually required by lending institutions have a certain time limit, usually at least half a year. If The bank statement provided by the borrower does not meet the required time limit, and usually the minimum repayment amount of China Construction Bank cannot be applied for a loan. Is it enough to deposit the money?

Yes, the repayment method is still the same. Yes, you can repay through online banking, mobile banking, CCB branches or self-service deposit and withdrawal machines, WeChat (China Construction Bank), etc. Repay according to the minimum repayment method, and the full amount of interest on the current bill will not enjoy the interest-free period, but it will not affect your personal credit. If you are under pressure to repay, it is recommended to apply for bill installments. Bill installments can be divided into 3, 6, 12, 18, 24 and other installments. You can apply for the application at any time through WeChat (China Construction Bank), mobile banking, website, SMS, or phone, and know the application results in real time. Before the end of this year, you can enjoy a 20% discount when applying for CCB bill installment business. You can log on to the CCB credit card official website to find out more. < /p>

1. After confirming that the passbook account number (or card number) and account name provided by the payee are correct, just take the cash to the bank and deposit it directly into the payee's account.

2. It is recommended that you open an account in the bank, then fill out a wire transfer form, fill in the other party's receiving account number, account name, and account opening bank name, and transfer money from the account to the payee. This method is the safest. If the payee’s account has been closed or the account name (or account number) is wrong, the remittance will be directly returned to your account

3. For remittances between peers, if you With a debit card, you can transfer funds directly at the teller machine.

4. If you find it troublesome to open an account, you can remit money directly by cash and fill out a wire transfer form for remittance. However, you must clearly fill in the receiving account number, account name, and account opening bank name of the other party.

5. If you have opened personal online banking, you can directly handle the external transfer in online banking and fill in the payee information;

6. If you have opened a phone call When you go to the bank, you can use telephone banking to transfer money.

Note: 1.2.4 The remitter’s ID card must be provided, and the above remittance fees are charged at one percent of the remittance amount, with a cap of 50 yuan; ^_^ Is the rural medical insurance card Just deposit the money into the card

No

You need to go to the agency to go through the payment procedures, otherwise you cannot determine whether you are insured or not and whether the credit card repayment should be paid directly. Just save it to the card?

When paying off a credit card, just transfer the money directly to the credit card.

Credit card repayment methods:

① Over-the-counter deposit repayment;

② Online bank transfer repayment;

③ ATM, CRS Repayment by transfer or CRS deposit;

④ Third-party payment transfer repayment.

The repayment priorities are as follows (starting from the earliest repayment):

① Bills supported first;

② Late payment fees;

③ Interest;

④ Cash withdrawal part;

⑤ Consumption expenditure part. Can the repayment be done by depositing the money into the card from which the money was withdrawn at the time?

If you use a CMB credit card, in addition to repaying through CMB’s automatic repayment machine or over the counter, the repayment method There are many, and each city’s repayment method and payment timeframe are also different. Please log in to the credit card website for details. There are currently five options: online repayment, automatic repayment, telephone repayment, bank branch repayment and convenient branch repayment. Does the bank statement refer to the money deposited and spent every month?

The bank statement is commonly known as the bank card deposit and withdrawal transaction statement. It refers to the list of deposit and withdrawal transactions that occurred between the customer and the bank within a period of time, that is, the transaction record. Is it suffice to deposit money every month for lump sum withdrawal?

1. The minimum limit for small deposits and round withdrawals is 5 yuan. The amount of deposit for the second time can only be the fixed amount deposited when opening the account and cannot be changed.

2. During the deposit period, a fixed amount is deposited every month. If there is any omission during the deposit, it must be re-deposited in the next month. If it is not re-deposited, the actual amount deposited will be used when withdrawing at maturity. and term interest.

3. Account opening: Customers need to present their valid identity documents to open an account. When applying to open an account, the customer must correctly fill in the savings deposit slip, agree with the bank on the monthly deposit amount and deposit period, and deposit a certain amount. The teller will issue a deposit voucher after verifying that it is correct.