There are several ways to transfer money from CCB Express Loan:
1. Withdraw money through mobile banking, log in to the mobile banking of China Construction Bank, and then click Quick Loan-Withdrawal-Fund Transfer of Special Account for Quick Loan.
2.ATM withdrawal: insert the CCB bank card into the ATM machine, select "fast loan business" on the main page, and then select the special account for fast loan to withdraw money.
3. To withdraw money at the counter, you need to bring your ID card and bank card, and go through the withdrawal procedures at any branch of CCB.
Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit.
Bank loans generally need to provide guarantees, house mortgages, income certificates and good personal credit information before they can apply. In different countries and different development periods of a country, the types of loans classified according to various standards are also different.
Basic definition
Bank loan refers to an economic behavior that an individual or enterprise issues a loan to a bank at a certain interest rate according to the national policy of the bank and returns it within the agreed time limit.
Loan skills
More and more post-80s loans are used to buy houses and cars. For a time, the loan business provided by banks has become the "new darling" of the times. However, it is still a bit difficult to get a loan successfully in a bank, and it is even more difficult to get a loan at a certain time. Here are some tips for successful loans, hoping to help more people get successful loans.
Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record.
Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want, and they certainly don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.
Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability and family income in detail. Make sure that your loan can be repaid on time no matter when, where or how.
Loan repayment: After the borrower successfully applies for a loan, he must repay the loan within the specified time. Don't take chances and delay the repayment time, resulting in a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.
How to transfer the loan from China Construction Bank?
If a user applies for a cash loan from CCB, the loan funds are generally directly approved to the bank card, and can be directly withdrawn or transferred after the funds are received. For special-purpose loans applied by users, such as decoration loans, the funds of such loans can only be paid at designated merchants, and users cannot directly transfer the loan funds.
In short, if the loan of CCB supports transfer-out, it can be transferred directly through bank card or loan account. If not, please do not run illegal operation.
How to withdraw the money from the special account for quick loan of China Construction Bank?
Fast loan is a full-process online self-help loan service launched by China Construction Bank for individual customers. After my friend applied for quick loan from China Construction Bank, he didn't know how to withdraw money from the special account for quick loan. Let's learn how to withdraw money from a special loan account as soon as possible!
How to withdraw the money from the special account for quick loan of China Construction Bank?
1 Withdrawal from mobile banking: log in to the mobile banking of China Construction Bank, click Quick Loan-Withdrawal-Fund Transfer from Special Account for Quick Loan, and follow the prompts.
2. Online bank withdrawal: log in to the online bank of China Construction Bank, click "Loan Service"-"Personal Express Loan"-"Special Account Fund Transfer", and follow the prompts.
3ATM withdrawal: after inserting the card, select "fast loan business" in the main interface, and then select the special account for fast loan to withdraw money.
4. Counter withdrawal: with my ID card and bank card, I will go to any branch of China Construction Bank to handle the fast loan withdrawal procedures.
It should be noted that China Construction Bank's fast loan has four products: fast e-loan, car e-loan, financing e-loan and pledge loan. Automobile e-loan does not support the transfer of loan funds, and it needs to be swiped at the 4S shop designated by the cooperative automobile manufacturer. The loan funds can only be used to buy cars, auto insurance and related after-sales services.