When applying for housing provident fund loans to buy a house, everyone must be very concerned about the interest rate of housing provident fund loans. However, since the central bank cut interest rates 165438+ on June 22nd, many people are not familiar with the new housing provident fund loan interest rate. 20 15 is coming, and many people intend to apply for housing provident fund loans to buy houses on 20 15, so everyone would like to know the interest rate of housing provident fund loans on 20 15.

According to Bian Xiao of the Bank Information Port, the latest provident fund loan has a lower interest rate than the previous housing provident fund loan. 165438+1The interest rate of housing provident fund loans before October 22nd is: 4% for housing provident fund loans for less than five years, and 4.5% for housing provident fund loans for more than five years.

After the central bank adjusted and implemented the latest housing provident fund loan interest rate, the current provident fund loan interest rate is: 4.25% for more than five years, 4.25%/ 12 per month, and 3.75% for less than five years. It is the same as the national housing provident fund loan interest rate.

However, if you apply for a second housing provident fund loan, the loan interest rate will rise by 1. 1 times. In other words, the interest rate of the second housing provident fund loan is 4.68%.