Reliable micro-credit platform:
1, excuse me. The longest repayment period of ant borrowing is 12 months, and the daily interest rate of borrowing is 0.045%, which can be repaid with borrowing. The benchmark interest rate of the platform borrowed by ants is 0.045% per day. Personally, I think this platform is a conscience online lending platform.
2. Have money to spend. Youhuahua, formerly known as "Baidu Youhuahua", is a personal consumer credit brand under Baidu Finance. At present, Youhuahua mainly provides personal credit loans and installment services for non-school students aged 18. The credit loan products provided by Youhuahua include all-easy loans and privileged loans. Different products are aimed at different customer groups, and the scope of loan amount is also different.
3. Microfinance. Micro-loan is a loan product of Tencent. At present, you can apply for a loan through the familiar WeChat or QQ. The product is opened by the system through invitation.
4. Credit wallet. Credit wallet is an application aimed at individuals and small and micro enterprises, which can quickly quantify the economic and financial situation, automatically generate credit reports and help them quickly obtain low-cost loans. Credit wallet is a platform website to help individuals and small and micro enterprises get loans quickly and at low cost.
5, fun wallet. Fun wallet is a small loan product under the fun stage. Users can get a loan of up to 200,000 yuan, and the loan period is not very long. The longest loan period is half a year, which is a credit loan. Fun wallet needs sesame credit authorization. If your credit is bad, it is difficult to get a loan.
Microfinance should pay attention to the following matters:
Whether the audit is too loose. It is too loose, the procedures are too simple, and the loan interest rate is attractive, so we should be more cautious.
The business license name of a regular microfinance company must contain the words microfinance, which can be verified by logging in to the credit information publicity system of enterprises in this province;
Whether the contents of the loan contract are complete and reasonable.