Ping An Housing Mortgage Loan is a mortgage loan launched by Ping An Bank, which is mainly aimed at users who own houses. Using housing for mortgage loan has the characteristics of high loan amount, flexible repayment and low cost. Usually the loan amount is between 70% and 80% of the property value. So what are the conditions for a safe house loan? Let's get to know each other.

What are the conditions for a safe house loan?

1 The loan applicant is required to be 2555 years old and have full capacity for civil conduct. If the mortgaged house has other property owners, the age should be between 1860;

2 the age of the house used for mortgage must be within 30 years;

The applicant's personal credit information is in good condition and has a stable income;

4 Accept real estate mortgage * * * Some people are spouses, parents and children, and require proof of real estate for more than 6 months.

Ping 'an house mortgage is a mortgage loan, and the house needs to be mortgaged in the name of an individual. When handling such loans, in addition to the loan contract, it is often necessary to sign the corresponding mortgage contract. In addition, it should be noted that for such loans to be repaid later, you should also remember to go through the mortgage cancellation procedures, otherwise it will have a certain impact on the ownership of the house.

The above are some conditions that need to be met in applying for affordable housing loans. I hope it helps.