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The most formal loan contract template
In the loan contract, the party who delivers the loan is called the lender, and the party who accepts the loan and returns the loan at maturity and pays interest is called the borrower. The following is the most formal loan contract I have compiled. Please refer to.

Fan's most formal loan contract

This contract is attached to the original loan contract as an additional clause of the loan contract signed by the borrower and the lender on. After the signing of this contract, the original loan contract is invalid.

Borrower and debtor:

Creditors of the Lender:

According to the Contract Law of People's Republic of China (PRC) and other relevant regulations, both parties sign this loan contract on the principles of equality, voluntariness, honesty and trustworthiness and consensus, and promise to abide by it together.

Article 1: The borrower urgently needs to borrow a sum of money from the lender. The loan under this contract must be used legally.

Article 2: The borrower borrows money from the lender on, and the loan amount is RMB.

Article 3: The interest rate within the loan term is in words, that is:

Article 4: Interest shall be settled on a monthly basis. Before signing this supplementary contract, that is, from to, the debtor never paid interest to the lender. The total interest during this period is expressed in words:. Restrict the borrower from repaying the interest within the agreed repayment period, otherwise it will be regarded as a serious breach of contract by the borrower. The interest payment date is 15 per month, and the interest will be paid off with the principal one day before the year.

Article 5: The borrower may repay the loan in advance, and charge interest according to the interest rate agreed in this contract and the actual service period of the loan.

Article 6: If the Borrower fails to pay the interest to the Lender on time for two consecutive months from the date of signing this Contract, the Lender has the right to require the Borrower to repay all the loan principal and interest within the loan term within fifteen days after receiving the notice from the Lender, and the interest shall be calculated from.

Article 7: The borrower shall hand over the copy of the ID card, the original real estate license and the original land ownership certificate to the lender as collateral, and accept the lender's supervision over the use of the loan.

Article 8: Liability for breach of contract.

1. The documents provided by the borrower, including the copy of ID card, the original property ownership certificate and the original land ownership certificate, are false and illegal. The lender may require the borrower to immediately repay all the loan and all the interest within the loan period, and has the right to exercise the mortgage right of the mortgaged property as agreed. If the collateral is insufficient to repay the lender's loan and interest within the loan term, the lender has the right to require the borrower to mortgage other financing, and the borrower shall fully cooperate with the lender until the mortgage financing pays off all the lender's loans and interest within the loan term.

2. If the borrower fails to repay the loan principal and interest in full at the expiration of the repayment period, it shall be regarded as a serious breach of contract, and shall pay the lender 20% of the total loan principal as liquidated damages, and bear all the expenses paid by the lender for realizing the creditor's rights, including travel expenses, accommodation fees and legal fees.

3. When the borrower signs the first loan agreement, the lender has paid the total loan amount: in words: in full.

Article 9: Disputes arising from the performance of this contract shall be settled by both parties through consultation. If negotiation fails, a lawsuit shall be brought to the people's court of the place where the contract is performed according to law.

Article 10: Entry into force, modification, dissolution and termination

1. Before signing this contract, both parties have fully understood and accepted the contents of this contract. All the expressions of intention under this contract are true and valid, and this contract shall come into effect after being signed by both parties.

2. This contract shall be terminated after the loan principal and interest and related expenses under this contract are fully paid off.

3. If it is necessary to modify or dissolve this contract, both parties shall reach a written form together.

Article 11:

This contract is made in duplicate, one for each party.

Borrower: Lender:

Date of signing the contract: year month day.

The most formal loan contract: Fan

ContractNo.: _ _ _ _

Lender: _ _ _ _

Borrower: _ _ _ _

Both parties shall abide by the Regulations on Loan Contracts promulgated by the State Council and sign this contract.

Article 1 The borrower's project name and main contents are approved according to the project plan approval authority and document number, and the total investment of the project is RMB yuan, of which RMB yuan.

Article 2 The Lender agrees to issue a loan of RMB _ _ _ _ _ ten thousand Yuan at the following borrowing cost of the Borrower. Loan term: from _ _ _ _ to _ _ _ _. The lender shall charge interest to the borrower according to the interest rate grade and interest-bearing time specified in various loan measures. Loan purpose: purchase _ _ _ sets of equipment _ _ _ ten thousand yuan; Civil engineering _ _ _ _ square meters _ _ ten thousand yuan; Other _ _ _ _ ten thousand yuan.

Article 3 The lender guarantees to provide funds in time within the approved loan amount and within the time limit stipulated in the loan contract. If the loan cannot be provided on time due to its own responsibility, it shall pay liquidated damages to the borrower according to the amount of default and the number of days of delay. The liquidated damages shall be paid by the Lender at% according to the loan interest rate grade.

Article 4 The borrower guarantees to repay the principal within the following time limit:

RMB ten thousand Yuan only,

RMB ten thousand Yuan only,