Overdue online loans will also bring the following consequences:

1. Damage to credit record: Overdue payments will be reported to the credit reporting system by banks or institutions, affecting personal credit. Record. A bad credit history will have a negative impact on future applications for financial services such as loans and credit cards.

2. Collection and legal risks: If the borrower fails to repay the debt overdue, the creditor may take collection measures, such as telephone collection, door-to-door collection, etc. If the debt cannot be repaid, the creditor has the right to take legal measures to recover, which may lead to legal disputes and litigation risks.

3. High penalty interest and late payment fees: Overdue interest will trigger the occurrence of high penalty interest and late payment fees, increase borrowing costs, and further increase the repayment amount.

4. Judicial execution and asset freezing: If the creditor decides to recover through legal channels, the overdue borrower's property may be executed and frozen, restricting its use of funds and property transfer.

5. Impact on personal life and work: Overdue debt payments may increase debt pressure, cause economic difficulties, and affect personal life and job stability.

To sum up, overdue online loans will also have an adverse impact on personal credit, economic status and legal risks. When applying for a loan after being overdue, checking your comprehensive credit score and credit report first will help increase the probability of a successful application.